tomo logo

$615,000

Beds
3
Baths
4.5
sq ft
2,815

103 Ridge Road, Hampstead, NC 28443

103 Ridge Road

Hampstead, NC 28443

  • 10 days on market
Step into your private oasis—the enchanted garden retreat in Hampstead, NC. Blooming florals in the spring and a canopy of trees create a storybook setting for this charming home. 103 Ridge Road offers a peaceful retreat in a highly sought-after community, blending nature's beauty with modern comfort. This spacious 3 bedroom, 4.5-bath home spans over 2,800 square feet of thoughtfully designed living space. A bonus room, with a full bath, above the garage provides a quiet, private setting—ideal for a home office, game room, or media room. With oversized ensuites on both floors, this home is perfect for those seeking comfort, flexibility, or a multi-generational living arrangement. An additional bedroom, full bath and den/office finish off the second floor. Designed for nature lovers, the property features multiple gardens with drip-line irrigation, for easy maintenance and year-round beauty. Spend your evenings unwinding by the tranquil waterfall feature, gathered around the fire pit, or in your private backyard with no neighbors behind you. A small stream behind the home adds to the peaceful, natural setting. Additional highlights include a new well, a comprehensive water filtration system with both chemical and mechanical filtration, a new HVAC unit, and an expanded active septic permit to accommodate additional bedrooms. A one-year whole-home warranty provides added peace of mind. Located on a road that ends in a cul-de-sac in an established community with low HOA fees, residents enjoy access to a private deep-water boat launch on the Intracoastal Waterway, making this home an excellent choice for boating enthusiasts. Community members may also join the Old Point Country Club for a fee and enjoy golf, clubhouse, swimming pool, and restaurant. Hampstead's prime location offers easy access to restaurants, golf courses, beaches, and more. If you're searching for privacy, space, and a beautifully maintained home in Hampstead, 103 Ridge Road is ready for you.

Details

Property type

Single Family Residence

Est. home value

$558,891

Lot size

0.64 acres

Price per sq ft

$219

Year built

1987

HOA fee

$50

Price History

02/13/2025
NorthCarolinaRegional

NorthCarolinaRegional #100488652

Listed
$615,000
+13.89%
04/17/2023
NorthCarolinaRegional

NorthCarolinaRegional #100372403

Sold
$540,000
+58.82%
10/24/2019
NorthCarolinaRegional

NorthCarolinaRegional #100182886

Sold
$340,000

Schools & Community

Elementary school: 

Topsail

Middle school: 

Topsail

High school: 

Topsail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$63,604
Asking price
$615,000
Closing costs (~8% of asking)
-$49,200
Est. remaining loan balance
-$502,196
Cash to seller
$63,604

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Provident Funding Associates Lp

Loan start date

April 2023

Original loan amount

$513,000

Est. remaining balance

$502,196

Interest rate

6.5%

Loan type

New Conventional, 30 year

Seller

Kelsey Marie Horn and Shaun Jackson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 2:40 PM

Listing updated: 02/17/2025 at 2:43 AM

Listed by: Kim E Cotton, RE/MAX Southern Coast Phone #: (910) 363-4565

MLS: NorthCarolinaRegional #100488652

NorthCarolinaRegional logo

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