tomo logo

$599,999

Beds
3
Baths
4.5
sq ft
2,815

103 Ridge Road, Hampstead, NC 28443

103 Ridge Road

Hampstead, NC 28443

  • 49 days on market
    • Price drop $15,001↓
    • Open house Apr 05
Step into your private oasis at 103 Ridge Road, where nature's beauty meets modern comfort in one of Hampstead's most sought-after communities. Blooming florals in the spring and a canopy of mature trees create a picturesque setting, making this home feel like an enchanted garden retreat. Spanning over 2,800 square feet, this three-bedroom, 4.5-bath home is thoughtfully designed for comfort and versatility. A bonus room with a full bath above the garage offers a quiet, private space—perfect for a home office, game room, or media room. With oversized en suites on both floors, this home accommodates a variety of living arrangements, including multi-generational living. The second floor also features an additional bedroom, a full bath, and a den/office. Designed for those who appreciate nature, the meticulously maintained gardens feature a drip-line irrigation system for effortless upkeep and year-round beauty. Enjoy evenings by the tranquil waterfall feature, gathered around the fire pit, or in the private backyard with no neighbors behind you. A small stream running behind the property adds to the peaceful ambiance. Significant recent upgrades include a $30,000 investment in the water system, featuring a new well and a comprehensive whole-house water filtration system with both chemical and mechanical filtration. Additional highlights include a new HVAC unit and an expanded active septic permit allowing for additional bedrooms. A one-year whole-home warranty provides added peace of mind. Located on a cul-de-sac road in an established community with low HOA fees, this home is perfect for boating enthusiasts, offering access to a private deep-water boat launch on the Intracoastal Waterway. Residents may also opt to join the Old Point Country Club, which features golf, a clubhouse, a swimming pool, and a restaurant. With easy access to restaurants, golf courses, and nearby beaches, you'll find the perfect balance of privacy, space, and convenience.

Details

Property type

Single Family Residence

Est. home value

$558,891

Lot size

0.64 acres

Price per sq ft

$214

Year built

1987

HOA fee

$50

Price History

03/11/2025
NorthCarolinaRegional

NorthCarolinaRegional #100488652

Price change
$599,999
-2.44%
02/13/2025
NorthCarolinaRegional

NorthCarolinaRegional #100488652

Listed
$615,000
+13.89%
04/17/2023
NorthCarolinaRegional

NorthCarolinaRegional #100372403

Sold
$540,000
+58.82%

Schools & Community

Elementary school: 

Topsail

Middle school: 

Topsail

High school: 

Topsail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$50,326
Asking price
$599,999
Closing costs (~8% of asking)
-$48,000
Est. remaining loan balance
-$501,673
Cash to seller
$50,326

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Provident Funding Associates Lp

Loan start date

April 2023

Original loan amount

$513,000

Est. remaining balance

$501,673

Interest rate

6.5%

Loan type

New Conventional, 30 year

Seller

Kelsey Marie Horn and Shaun Jackson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/03/2025 at 11:45 AM

Listing updated: 03/31/2025 at 7:21 AM

Listed by: Kim E Cotton, RE/MAX Southern Coast Phone #: (910) 363-4565

MLS: NorthCarolinaRegional #100488652

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