tomo logo

$215,000

Beds
2
Baths
2.0
sq ft
1,296

1049 Ramsey Street, Stanley, NC 28164

1049 Ramsey Street

Stanley, NC 28164

  • 35 days on market
If privacy is what you seek, this is the home for you! Nestled in a quiet neighborhood and set back from the main road, this charming doublewide offers a peaceful retreat. Inside, you'll find three spacious rooms, each with its own closet (septic permit for two bedrooms). Recent updates include a newer AC and fresh interior paint. The real gem is the fully fenced backyard—a private oasis perfect for relaxation, gatherings, or play. The large deck overlooks an open space ideal for outdoor activities, gardening, or even a playground. Don’t miss this rare opportunity to own a secluded yet conveniently located home!

Details

Property type

Single Family Residence

Est. home value

$127,381

Lot size

Unknown

Price per sq ft

$166

Year built

1997

Price History

02/27/2025
CanopyMLS

CanopyMLS #4227352

Listed
$215,000

Schools & Community

Elementary school: 

Springfield

Middle school: 

Stanley

High school: 

East Gaston

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$167,960
Asking price
$215,000
Closing costs (~8% of asking)
-$17,200
Est. remaining loan balance
-$29,840
Cash to seller
$167,960

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Communityone Bank Na

Loan start date

March 2010

Original loan amount

$44,000

Est. remaining balance

$29,840

Interest rate

4.98%

Loan type

New Conventional, 30 year

Seller

Shannon J Land and James A Land

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 12:10 PM

Listing updated: 03/13/2025 at 10:40 AM

Listed by: Lena Lawing, Century 21 Town & Country Rlty Phone #: (704) 735-1425

MLS: CanopyMLS #4227352

CanopyMLS logo

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