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$535,000

Beds
4
Baths
2.5
sq ft
2,038

108 3rd St, Chesapeake City, MD 21915

108 3rd St

CHESAPEAKE CITY, MD 21915

  • 50 days on market
    • Price drop $15,000↓
Motivated Seller! Experience Historic Charm with Modern Upgrades! Step into this beautifully restored early 1900s home in the heart of the sought-after Town of South Chesapeake City with amazing water views. This 3-4 bedroom, 2.5-bath masterpiece effortlessly combines vintage character with high-quality modern updates, offering stunning water views and a lifestyle of elegance and convenience. Recent Upgrades include New siding and windows, Kitchen & Half-Bath Renovation. Modern updates have entirely transformed the kitchen, including a new sink, countertops, flooring, and beam stabilization for enhanced structural integrity. A custom wall-mounted map of the Chesapeake area adds a unique design element to the half bath. The half-bath renovation features sleek fixtures and fresh finishes for a contemporary touch. Hardscaping & landscaping with a beautifully designed outdoor space featuring freshly painted fencing, double gates, a charming gazebo on the deck equipped with mosquito netting, and a cozy two-person swing—perfect for relaxing or sharing a moment with a loved one. These thoughtful touches and lush landscaping create the perfect setting for enjoying the serene surroundings. Front Sidewalk Replacement: Upgraded front sidewalk with a bottom step to the porch for added accessibility. Highlights of This Exceptional Home include Historic Elegance: Original woodwork, gleaming hardwood floors, authentic doors, and vintage doorknobs preserve the home's rich history. Spacious Living: The large, sunlit kitchen boasts ample storage, an inviting eat-in dining area, and a cozy wood-burning stove, perfect for chilly winter nights. Elegant Dining and Living Rooms: Host gatherings in the formal dining room and relax in the living room, both adorned with preserved original details like floor grates. Luxurious primary Suite: The top-floor primary bedroom offers an ensuite bath and the best water views, making it your private retreat! Additional Features: Updated bathrooms, multiple central air units for efficient climate control, and more. Outdoor Living at Its Best: Enjoy the charming front porch overlooking the iconic C&D Canal. Watch local boaters, majestic freight ships, and million-dollar yachts drift by. The newly completed Ben Cardin C&D Canal Trail is perfect for biking, hiking, or leisurely strolls right at your doorstep. Prime Location: Explore Chesapeake City's vibrant community with 5-star restaurants, unique shops, and scenic water tours, all within walking distance. Take the ferry or enjoy Chesapeake City Water Tours with friends for unforgettable adventures.

Details

Property type

Single Family Residence

Est. home value

$454,098

Lot size

7,187 sq ft

Price per sq ft

$263

Year built

1920

Annual property taxes

$6,150

HOA

No

Price History

02/19/2025
Bright

Bright #MDCC2015460

Price change
$535,000
-2.73%
02/04/2025
Bright

Bright #MDCC2015460

Price change
$550,000
-4.35%
01/27/2025
Bright

Bright #MDCC2015460

Price change
$575,000
-2.38%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

CECIL COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$162,056
Asking price
$535,000
Closing costs (~8% of asking)
-$42,800
Est. remaining loan balance
-$330,144
Cash to seller
$162,056

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pike Creek Mortgage Services Inc

Loan start date

October 2021

Original loan amount

$356,400

Est. remaining balance

$330,144

Interest rate

2.86%

Loan type

New Conventional, 30 year

Seller

David A Griffith and Vicki Lynn Lowman

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 11:20 PM

Listing updated: 02/25/2025 at 12:49 PM

Listed by: Amber L Durand, Patterson-Schwartz Real Estate Phone #: (410) 885-1606

MLS: Bright #MDCC2015460

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