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$219,000

Beds
2
Baths
1.0
sq ft
1,104

108 Franklin St, Ludington, MI 49431

108 Franklin St

Ludington, MI 49431

  • 117 days on market
    • Price drop $5,000↓
City of Ludington! 1.2 miles to LAKE MICHIGAN BEACH & STEARNS PARK! Great location close to town & schools! Major updates to this 2 bedroom, 1 bath charmer! Newer roof, kitchen, appliances, electrical, plumbing & more! Open concept living, kitchen & dining! Home boasts character with arched hallway & wood burning fireplace with built in cabinets! Low maintenance cozy backyard & deck! Dry basement with bonus room/office & plenty of storage! Refinish the wood floors or install new carpet! Endless possibilities await! Bring your decorating ideas, paint brushes & make this your new home or BEACH GET AWAY! Enjoy walks along the lakeshore, breathtaking sunsets, the Lake Michigan Car Ferry or hiking at the State Park just minutes away! Seize this opportunity to own a slice of Ludington!

Details

Property type

Single Family Residence

Est. home value

$216,896

Lot size

4,792 sq ft

Price per sq ft

$199

Year built

1925

Annual property taxes

$3,976

Price History

10/11/2024
Realcomp

Realcomp #67024038839

Price change
$219,000
-2.23%
09/20/2024
Realcomp

Realcomp #67024038839

Price change
$224,000
-2.18%
09/01/2024
Realcomp

Realcomp #67024038839

Price change
$229,000
-4.18%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Ludington

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$164,145
Asking price
$219,000
Closing costs (~8% of asking)
-$17,520
Est. remaining loan balance
-$37,335
Cash to seller
$164,145

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nortwestern Mortgage Co

Loan start date

October 2008

Original loan amount

$54,000

Est. remaining balance

$37,335

Interest rate

6.35%

Loan type

New Conventional, 30 year

Seller

Christopher S Pontz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Price drop
Realcomp
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3516 N Ridge Rd, Mears, MI 49436

Status: Active

Tomo last checked: 11/23/2024 at 2:15 AM

Listing updated: 10/16/2024 at 8:40 PM

Listed by: Pamela Lynn Buck, Five Star Real Estate (Ludington) Phone #: (231) 220-2555

MLS: Realcomp #67024038839

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