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$635,000

Beds
5
Baths
3.5
sq ft
2,860

10826 Saltmarsh Lane, Charlotte, NC 28278

10826 Saltmarsh Lane

Charlotte, NC 28278

  • 21 days on market
This lovely home is in the highly sault after Chapel Cove community. Beautiful luxury vinyl planks leading you into the open kitchen with a large island that takes center stage, the wine fridge adding an elegant touch. Off the kitchen, a built-in desk & work nook provide a practical & convenient space for school or office work. The living area is a sanctuary featuring a stunning stacked stone fireplace that serves as a breathtaking focal point. A private and retreat-like master suite on the main level and another four bedrooms upstairs. The exterior paint color is not currently approved by the HOA. Seller will have it painted with a acceptable offer based on quoted amount to an approved color with the HOA.

Details

Property type

Single Family Residence

Est. home value

$590,539

Lot size

Unknown

Price per sq ft

$223

Year built

2016

Monthly HOA fee

$108.33

Price History

03/10/2025
CanopyMLS

CanopyMLS #4226254

Listed
$635,000
+15.45%
05/03/2022
CanopyMLS

CanopyMLS #3838721

Sold
$550,000
+49.05%
02/28/2020
CanopyMLS

CanopyMLS #3575082

Sold
$369,000
+6.96%

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Community features: 

Clubhouse, Playground, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$64,295
Asking price
$635,000
Closing costs (~8% of asking)
-$50,800
Est. remaining loan balance
-$519,905
Cash to seller
$64,295

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Usaa Fsb

Loan start date

April 2022

Original loan amount

$550,000

Est. remaining balance

$519,905

Interest rate

3.85%

Loan type

VA, 30 year

Seller

Peggy Denise Oneal

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 7:35 PM

Listing updated: 03/11/2025 at 5:05 AM

Listed by: Crystal Walker, Residential Resource Realty LLC Phone #: (704) 777-5100

MLS: CanopyMLS #4226254

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