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$1,195,000

Beds
2
Baths
2.5
sq ft
1,818

109 Michiana Dr, Terra Ceia, FL 34250

109 Michiana Dr

TERRA CEIA, FL 34250

  • 19 days on market
Modern Green Living in an Old Florida Paradise - Experience the perfect blend of sustainability and classic Florida charm in this one-of-a-kind, solar-powered 2-bedroom, 2.5-bath home by Carlson Studio Architecture and Ross Built Custom Homes. Constructed with all-block construction, impact-rated windows and doors, and PGT double-glass low-e sliders, this home is designed for efficiency and resilience. Features include 2 Tesla batteries, solar panels, a tankless gas water heater, and an Aquasana filtration system for pristine drinking water. Accessibility is seamlessly integrated with wide doorways, an ADA-compliant shower, and a stairwell designed for ease of movement. The elevator shaft, currently used for storage, is ready for future installation. Inside, thoughtful craftsmanship shines—tongue-and-groove wood ceilings, exposed ductwork, soft-close cabinetry, ample storage, clerestory windows for ventilation, and reinforced flooring for added function. Pre-wiring for electric vehicles and wall reinforcements for future grab bars add to the home’s adaptability. Located at the end of a private drive, this waterfront sanctuary is bordered on two sides by a boatable saltwater canal with access to Miguel Bay, Tampa Bay, the Manatee River, and the Gulf of Mexico. Enjoy the tranquility of lush mangroves and abundant wildlife—egrets, herons, spoonbills, osprey, and more. Take in breathtaking sunset views of the bay and Skyway Bridge from the screened balcony or rooftop deck. Situated in golf cart-friendly Terra Ceia, this home offers no HOA, but residents can join the optional Community Village Civic Association for access to a private hall, park, pavilion, playground, boat ramp, and dock for just $250 per year. A rare opportunity to own an eco-conscious waterfront retreat—conveniently close to downtown St. Pete, the Bradenton Riverwalk, and world-class Gulf beaches.

Details

Property type

Single Family Residence

Est. home value

$1,214,202

Property condition

New Construction

Lot size

0.36 acres

Price per sq ft

$658

Year built

2020

Annual property taxes

$5,812.26

HOA

No

Price History

03/21/2025
StellarMLS

StellarMLS #A4645461

Listed
$1,195,000
+22.56%
05/10/2024
StellarMLS

StellarMLS #A4579123

Sold
$975,000
-18.07%
03/21/2024
StellarMLS

StellarMLS #A4579123

Pending
$1,190,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Park

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$516,890
Asking price
$1,195,000
Closing costs (~8% of asking)
-$95,600
Est. remaining loan balance
-$582,510
Cash to seller
$516,890

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Academy Mortgage Corp

Loan start date

April 2021

Original loan amount

$636,500

Est. remaining balance

$582,510

Interest rate

3.05%

Loan type

New Conventional, 30 year

Seller

Arthur Brice Jr and Sarah Brice

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/10/2025 at 7:35 AM

Listing updated: 03/25/2025 at 1:29 PM

Listed by: Jordan Chancey, PA, MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Phone #: (941) 737-1500

MLS: StellarMLS #A4645461

StellarMLS logo

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