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$429,000

Beds
5
Baths
3.0
sq ft
2,330

109 Ridge Cove Lane, Swansboro, NC 28584

109 Ridge Cove Lane

Swansboro, NC 28584

  • 112 days on market
    • Price drop $1,000↓
Welcome to this gorgeous home, built in 2020! Built as a ''Custom Spec'' home with beautiful upgrades you don't find in the traditional builders' spec. THIS IS NOT A COOKIE-CUTTER HOME! NO CITY TAXES! The thoughtful and detailed craftmanship will impress even the most discerning buyer. Ask an agent to share the video walk-through and the construction features list. * 5 Spacious Bedrooms: Each room is designed with comfort and style in mind, featuring plush carpet and ample closet space. One of the bedrooms is located on the first floor and one of the five is also considered a family room over the garage (it is huge!) * 3 Stylish Bathrooms: Including a relaxing spa-like bathroom in the premier bedroom with a soaking tub, walk-in shower, double vanity, and walk-in closet. * Rooms: Separate dining, open concept kitchen, living, and breakfast nook, laundry room, and a kids' secret hideaway (or under steps storage!). * 2-Car Garage: A generous space for your vehicles and extra storage. * Partially Fenced-In Backyard w/ Storage Shed: Land extends through the wooded area to a small creek. Ask for a plat map. * Modern Finishes: Granite countertops, stainless steel appliances, and soft-close cabinets and drawers. LVP flooring throughout the main living areas adds a modern touch and durability. * Living Areas: 9ft ceilings downstairs with upgraded trim and moldings create an open, airy feel. Enjoy the cozy fireplace with gas logs. * Comfort and Efficiency: Zoned central heating and cooling with progressive thermostats ensure optimal comfort year-round. DP50 and thermal windows, along with a steel front door, provide enhanced energy efficiency and security. * Contemporary Upgrades: Ceiling fans and upgraded lighting throughout add to the home's inviting appeal and functionality. Every detail has been meticulously crafted to provide you with unparalleled comfort and style. Conveniently located to shopping, beaches, and military bases (occasional training noise!)

Details

Property type

Single Family Residence

Est. home value

$412,305

Lot size

1.0 acres

Price per sq ft

$185

Year built

2020

Annual property taxes

$2,020.48

HOA fee

$360

Price History

12/13/2024
NorthCarolinaRegional

NorthCarolinaRegional #100464048

Price change
$429,000
-0.23%
09/24/2024
NorthCarolinaRegional

NorthCarolinaRegional #100464048

Price change
$430,000
-1.15%
09/01/2024
NorthCarolinaRegional

NorthCarolinaRegional #100464048

Listed
$435,000

Schools & Community

Elementary school: 

Swansboro

Middle school: 

Swansboro

High school: 

Swansboro

High school district: 

Onslow

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$4,433
Asking price
$429,000
Closing costs (~8% of asking)
-$34,320
Est. remaining loan balance
-$399,113
Cash to seller
-$4,433

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

August 2023

Original loan amount

$405,000

Est. remaining balance

$399,113

Interest rate

6.69%

Loan type

VA, 30 year

Seller

Daniel Lapalm and Sherry Lapalm

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 10:35 AM

Listing updated: 12/13/2024 at 9:37 AM

Listed by: Joy B Godwin, Keller Williams Crystal Coast Phone #: (704) 492-2041

MLS: NorthCarolinaRegional #100464048

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