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$275,000

Beds
2
Baths
1.0
sq ft
814

109 Stonecrest Circle Southwest, Concord, NC 28027

109 Stonecrest Circle Southwest

Concord, NC 28027

  • Pending
    • Price drop $25,000↓
Experience the tranquility of country living just minutes away from downtown Concord! This delightful 2-bedroom, 1-bath residence is nestled on more than 2 acres of land, providing a secluded haven away from the daily grind. Start your day on the spacious deck as you sip your morning coffee while taking in views of the fenced yard and a scenic creek winding through rolling hills. An additional fenced enclosure offers extra space for pets or various hobbies. Inside, you’ll appreciate the updated flooring, modern appliances, and recently upgraded HVAC system ensuring comfort all year long. A brand-new roof provides extra reassurance, and the unfinished basement offers ample storage or potential for expansion. Seize this unique opportunity—book your private tour today!

Details

Property type

Single Family Residence

Est. home value

$185,204

Lot size

Unknown

Price per sq ft

$338

Year built

1952

Price History

03/19/2025
CanopyMLS

CanopyMLS #4203281

Pending
$275,000
02/28/2025
CanopyMLS

CanopyMLS #4203281

Price change
$275,000
-8.33%
02/03/2025
CanopyMLS

CanopyMLS #4203281

Listed
$300,000
+150%

Schools & Community

Elementary school: 

Wolf Meadow

Middle school: 

C.C. Griffin

High school: 

Central Cabarrus

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$157,242
Asking price
$275,000
Closing costs (~8% of asking)
-$22,000
Est. remaining loan balance
-$95,758
Cash to seller
$157,242

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cardinal Financial Company Lp

Loan start date

August 2016

Original loan amount

$117,826

Est. remaining balance

$95,758

Interest rate

3.56%

Loan type

FHA, 30 year

Seller

Deborah Hammett and Thomas L Hammett

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/04/2025 at 8:20 AM

Listing updated: 03/28/2025 at 3:30 PM

Listed by: Jay White, Keller Williams Ballantyne Area Phone #: (704) 887-6600

MLS: CanopyMLS #4203281

CanopyMLS logo

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