tomo logo

$415,000

Beds
4
Baths
2.5
sq ft
2,260

10937 Penny Gale Loop, San Antonio, FL 33576

10937 Penny Gale Loop

SAN ANTONIO, FL 33576

  • <1 day on market
WELCOME TO THE MIRADA LAGOON COMMUNITY! Mirada offers a Truly Unique Lifestyle with its STUNNING 15-ACRE LAGOON, perfect for peaceful living! Enjoy swimming, kayaking, paddleboarding, and scenic nature trails for walking, running, and biking. There's also a playground and dog park for added enjoyment. With so much to offer, MIRADA is more than just a home— it's a way of life! This popular SMART HOME floor plan features an OPEN-CONCEPT living space on the first floor, ideal for gathering with family and friends. Upstairs, you'll find 4 spacious BEDROOMS, along with a versatile LOFT area. The property is already FENCED ON BOTH SIDES, providing Privacy while still offering a Beautiful View of the serene pond behind the home. SOLAR PANELS will be COMPLETELY PAID OFF by the sellers, so you can move in and immediately start enjoying the benefits of lower electric bills. UPGRADES throughout include a CUSTOM FEATRURE WALL in the Dining Area, a Gorgeous NEW BACKSPLASH, a Farmhouse Sink and Faucet, NEW STAINLESS-STEEL APPLIANCES, and a WATER SOFTENER. The quarterly HOA fee includes high speed internet and cable for your convenience. Don't miss out on this Incredible Opportunity to live in one of Florida's most sought-after communities!

Details

Property type

Single Family Residence

Est. home value

$429,965

Lot size

5,840 sq ft

Price per sq ft

$184

Year built

2021

Annual property taxes

$8,051

Monthly HOA fee

$82.88

Price History

04/04/2025
StellarMLS

StellarMLS #TB8370732

Listed
$415,000
+45.62%
03/24/2021
StellarMLS

StellarMLS #T3261335

Sold
$284,990

Schools & Community

Elementary school: 

San Antonio-PO

Middle school: 

Pasco Middle-PO

High school: 

Pasco High-PO

Community features: 

Clubhouse, Park, Playground, Pool, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$127,444
Asking price
$415,000
Closing costs (~8% of asking)
-$33,200
Est. remaining loan balance
-$254,356
Cash to seller
$127,444

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fbc Mortgage Llc

Loan start date

March 2021

Original loan amount

$279,827

Est. remaining balance

$254,356

Interest rate

2.73%

Loan type

FHA, 30 year

Seller

Fredy Orlando Ayala Jr and Betsy Veronica Hemandez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/05/2025 at 11:55 AM

Listing updated: 04/05/2025 at 6:56 AM

Listed by: April Emory, EMORYS ROCK REALTY POWERED BY SELLSTATE Phone #: (813) 404-2286

MLS: StellarMLS #TB8370732

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