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$250,000

Beds
2
Baths
2.0
sq ft
816

1096 Ferndale St, Stone Mountain, GA 30083

1096 Ferndale St

Stone Mountain, GA 30083

  • <1 day on market
Charming Fully Renovated Bungalow in Stone Mountain! Welcome to 1096 Ferndale St, Stone Mountain, GA—a beautifully updated bungalow in Dekalb County, offering modern elegance and timeless charm. Nestled on a large, flat homesite, this home makes a lasting impression with its warm wood-trim accent on the front exterior, setting the tone for a truly inviting entry. Step inside to discover an open and airy layout, featuring luxury vinyl plank flooring throughout. The heart of the home—the stunning kitchen—boasts quartz countertops, sleek black stainless steel appliances, a stylish white subway tile backsplash, modern cabinet pulls, a stainless steel sink, and a striking modern hood vent. The primary suite is a true retreat, showcasing a walk-in closet with barn doors, a luxurious spa-like bath with white marble tile, a soaking tub, quartz countertops, double sinks with a backlit mirror, a separate water closet, and a cozy modern electric fireplace—perfect for unwinding in style. The spacious guest bedroom offers ample closet space, while the hall bath impresses with a frameless glass shower, quartz countertops, and a backlit mirror. Step outside to the fenced backyard, an ideal space for entertaining, relaxing, or gardening. Need extra space? This home includes 800 square feet of unfinished basement/storage space—ready to be transformed into whatever suits your lifestyle! With its prime location near shopping, dining, and quick access to the highway, you’re also just minutes away from Historic Stone Mountain Village wit its restaurants, wine bar, brewery, pizza spot and specialty shops, plus Stone Mountain Park. NO HOA, NO RENTAL RESTRICTIONS.

Details

Property type

Single Family Residence

Est. home value

$195,574

Lot size

7,841 sq ft

Price per sq ft

$307

Year built

1955

Annual property taxes

$1,576

HOA

No

Price History

03/09/2025
FMLS

FMLS #7537659

Listed
$250,000
+233.33%
02/21/2024
FMLS

FMLS #7332490

Sold
$75,000
-11.76%
02/09/2024
FMLS

FMLS #7332490

Pending
$85,000

Schools & Community

Elementary school: 

Stone Mountain

Middle school: 

Stone Mountain

High school: 

Stone Mountain

Community features: 

None

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$149,084
Asking price
$250,000
Closing costs (~8% of asking)
-$20,000
Est. remaining loan balance
-$80,916
Cash to seller
$149,084

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Iberiabank

Loan start date

September 2019

Original loan amount

$90,750

Est. remaining balance

$80,916

Interest rate

3.75%

Loan type

New Conventional, 30 year

Seller

Jose Fernandez and Sonal Jayanti Fernandez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/09/2025 at 11:50 PM

Listing updated: 03/09/2025 at 10:16 PM

Listed by: Audrey Bankhead, Boulevard Homes, LLC Phone #: (678) 439-0100

MLS: FMLS #7537659

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