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$1,175,000

Beds
4
Baths
3.0
sq ft
3,028

1135 South Topsail Drive, Surf City, NC 28445

1135 South Topsail Drive

Surf City, NC 28445

  • 4 days on market
Experience the epitome of coastal living at 1135 S Topsail Dr, a breathtaking waterfront retreat in Surf City, NC. Nestled on a rare double lot spanning 1.53 acres, this stunning property offers unmatched panoramic views of the sound and Intracoastal Waterway (ICW)—a true sanctuary for those who crave serenity and luxury. Inside, this fully furnished 4-bedroom, 3-bathroom home exudes modern elegance, featuring an open-concept layout that seamlessly blends comfort and sophistication. The spacious kitchen is a chef's dream, boasting ample counter space for culinary creations. Recently painted interiors create a bright and inviting atmosphere, perfect for entertaining or unwinding after a day on the water. For added versatility, the property includes an additional 288 sq ft of finished space on the lower level, complete with another bedroom and bath—ideal for guests, a private retreat, or rental potential. Step outside to a screened-in back porch where you can bask in the coastal breezes while taking in the water views, or relax on the expansive front porch. The oversized garage provides ample storage and entertainment space, while the outdoor shower adds convenience after a day at the beach. With deeded beach access just steps away, you'll enjoy the pristine sands and crystal-clear waters of Surf City at your leisure—all with no HOA restrictions. Whether you're seeking a full-time residence, a vacation escape, or a high-performing short-term rental, this home delivers on every front. Located just three minutes from shopping, dining, and entertainment, yet offering a private and peaceful retreat, 1135 S Topsail Dr is more than a home—it's a lifestyle. Don't miss this rare opportunity to own a slice of coastal paradise! Schedule your private showing today.

Details

Property type

Single Family Residence

Lot size

1.53 acres

Price per sq ft

$389

Year built

1995

Annual property taxes

$4,814.81

Price History

02/19/2025
NorthCarolinaRegional

NorthCarolinaRegional #100489669

Listed
$1,175,000
-1.67%
01/18/2025
NorthCarolinaRegional

NorthCarolinaRegional #100457747

Removed
$1,195,000
11/27/2024
NorthCarolinaRegional

NorthCarolinaRegional #100457747

Price change
$1,195,000
-0.42%

Schools & Community

Elementary school: 

Surf City

Middle school: 

Surf City

High school: 

Topsail

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$597,601
Asking price
$1,175,000
Closing costs (~8% of asking)
-$94,000
Est. remaining loan balance
-$483,399
Cash to seller
$597,601

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fifth Third Bank Na

Loan start date

October 2023

Original loan amount

$490,000

Est. remaining balance

$483,399

Interest rate

7.09%

Loan type

New Conventional, 30 year

Seller

Kevin Noch and Juanita Noch

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 1:55 PM

Listing updated: 02/19/2025 at 8:02 AM

Listed by: Pinpoint Properties, Real Broker LLC Phone #: (919) 348-2585

MLS: NorthCarolinaRegional #100489669

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