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$824,900

Beds
4
Baths
3.0
sq ft
3,194

114 Silver Pine Dr, Saint Augustine, FL 32092

114 Silver Pine Dr

St Augustine, FL 32092

  • <1 day on market
Assumable VA mortgage at an incredible 2.875% interest rate, making this a rare opportunity for qualified buyers! Nestled in a prime location with top-rated schools and amazing neighborhood amenities, this 4-bedroom, 3-bath home offers an exceptional blend of style, comfort, and functionality. Situated on a peaceful preserve lot, the home features a three-car garage and curb appeal enhanced by brick front accents and a pavered driveway. Step inside to find an open-concept living space with gorgeous ceiling beams in the living room, custom lighting throughout, and plantation shutters on the main level. The kitchen features a customized pantry, while the upgraded laundry room adds extra convenience. Each closet in the home has been expertly customized, maximizing storage and organization. The upstairs loft provides additional living space, complete with an office nook, perfect for working from home or studying. The bathrooms have been elevated with custom mirrors, and the home includes a soft water heater for added comfort. Enjoy Florida living on your oversized screened lanai, which has been texturized and painted for a stylish outdoor retreat. The home is located just minutes from shopping, dining, highway access, and all the conveniences you need. Don't miss out on this beautifully upgraded home. Schedule your private tour today.

Details

Property type

Single Family Residence

Est. home value

$785,712

Lot size

8,276.4 sq ft

Price per sq ft

$259

Year built

2021

Annual property taxes

$6,455.92

Monthly HOA fee

$131.25

Price History

02/25/2025
RealMLS

RealMLS #2072303

Listed
$824,900
+21.36%
07/20/2021
RealMLS

RealMLS #1045709

Sold
$679,708

Schools & Community

Elementary school: 

Mill Creek Academy

Middle school: 

Pacetti Bay

High school: 

Tocoi Creek

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$109,600
Asking price
$824,900
Closing costs (~8% of asking)
-$65,992
Est. remaining loan balance
-$649,308
Cash to seller
$109,600

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services Llc

Loan start date

July 2021

Original loan amount

$704,177

Est. remaining balance

$649,308

Interest rate

2.99%

Loan type

VA, 30 year

Seller

Matthew William Chang and Kendra Chang

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/26/2025 at 2:50 PM

Listing updated: 02/25/2025 at 7:31 PM

Listed by: NIKKI-LYN HOLM, HERRON REAL ESTATE LLC Phone #: (904) 729-4313

MLS: RealMLS #2072303

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