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$439,000

Beds
3
Baths
2.0
sq ft
1,951

117 Cedar Hammock Ln, Panama City Beach, FL 32407

117 Cedar Hammock Ln

Panama City Beach, FL 32407

  • <1 day on market
Tucked away in a quiet cul-de-sac of the highly sought-after Breakfast Point community, this inviting 3BR/2BA home provides a peaceful setting with less traffic while keeping you close to everything Panama City Beach has to offer. Inside, find an open and airy layout with stylish luxury vinyl plank flooring and convenient tile. The kitchen features granite countertops, ample cabinetry, modern finishes, and a convenient breakfast bar. The spacious primary suite is a true retreat, offering a private ensuite bath and comfortable closet space. Two additional bedrooms provide flexibility for family, guests, or even a home office. Outside, a screened-in patio extends your living space, perfect for enjoying a morning coffee or evening gatherings while taking in the tranquil surroundings. The lot's unique layout adds an extra sense of privacy, making the home a relaxing escape. The owners have installed a smart thermostat, security camera, and keyless front door lock to add convenience and peace of mind. This charming residence is just minutes away on foot from Breakfast Point Academy, an A-rated K-12 school, and Arnold High School, making morning commutes a breeze. Publix is just outside the neighborhood along with plenty of dining options and everyday conveniences. Plus, you are just a short drive from the area's pristine beaches, Pier Park and Frank Brown Park. Don't miss this opportunity to own a home in one of the most desirable neighborhoods in Panama City Beach. Schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$524,306

Lot size

Unknown

Price per sq ft

$226

Year built

2012

Annual property taxes

$3,749

Monthly HOA fee

$106.67

Price History

03/14/2025
CentralPanhandle

CentralPanhandle #770563

Listed
$439,000
+23.66%
10/23/2020
CentralPanhandle

CentralPanhandle #695909

Sold
$355,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Community features: 

Playground

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$99,063
Asking price
$439,000
Closing costs (~8% of asking)
-$35,120
Est. remaining loan balance
-$304,817
Cash to seller
$99,063

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Whitney Bank

Loan start date

October 2020

Original loan amount

$337,250

Est. remaining balance

$304,817

Interest rate

2.93%

Loan type

New Conventional, 30 year

Seller

Matthew Weisensale and Brittany Rock

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/18/2025 at 7:20 PM

Listing updated: 03/18/2025 at 2:12 PM

Listed by: Duran Group, Berkshire Hathaway HomeServices Beach Properties of Florida Phone #: (850) 252-4160

MLS: CentralPanhandle #770563

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