tomo logo

$430,000

Beds
3
Baths
2.5
sq ft
2,223

12414 Cumberland Cove Drive, Charlotte, NC 28273

12414 Cumberland Cove Drive

Charlotte, NC 28273

  • Pending
    • Price drop $10,000↓
Welcome to this updated 3 bedroom home in Hamilton Lakes! From the front porch swing, to the updated and open floorplan, to the backyard, this home is ready to go; turn the key and come on in! Current owners removed all carpet - carpet free living! The kitchen has plenty of storage, with a level island, and flows to the dining area and the family room to entertain with ease. Family room has a half wall with built-in bookshelves and a stone gas fireplace. Up the stairs (rod iron railings), you'll find a flex space for an additional area of your choice...office, kids play area, or create a reading or meditation area. All bedrooms and two full baths are on the upper level, one attached to the primary and the second to service the other bedrooms, which is quite spacious. The backyard is ready for your hammock (permanent poles installed) to relax on a Saturday afternoon or for your annual holiday party on the back deck. It even has a built-in water bowl for your four-legged friends.

Details

Property type

Single Family Residence

Est. home value

$421,305

Lot size

Unknown

Price per sq ft

$194

Year built

2006

Monthly HOA fee

$21.97

Price History

09/17/2024
CanopyMLS

CanopyMLS #4160801

Pending
$430,000
08/19/2024
CanopyMLS

CanopyMLS #4160801

Price change
$430,000
-2.27%
07/31/2024
CanopyMLS

CanopyMLS #4160801

Listed
$440,000
+4.51%

Schools & Community

Neighborhood: 

Yorkshire

Elementary school: 

River Gate

Middle school: 

Southwest

High school: 

Palisades

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$7,262
Asking price
$430,000
Closing costs (~8% of asking)
-$34,400
Est. remaining loan balance
-$402,862
Cash to seller
-$7,262

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Allegacy Fcu

Loan start date

June 2023

Original loan amount

$408,370

Est. remaining balance

$402,862

Interest rate

6.35%

Loan type

New Conventional, 30 year

Seller

Katelyn Nicole Patterson and Nicholas Charles Porter

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 09/19/2024 at 4:55 AM

Listing updated: 09/17/2024 at 3:13 PM

Listed by: Lisa Harper, EXP Realty LLC Ballantyne Phone #: (888) 440-2798

MLS: CanopyMLS #4160801

CanopyMLS logo

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