tomo logo

$795,000

Beds
3
Baths
2.25
sq ft
2,640

1248 Jamison St, Lummi Island, WA 98262

1248 Jamison St

Lummi Island, WA 98262

  • 21 days on market
Embrace serene island living in this charming 3-bed, 2-bath lodge style home on Lummi Island. The main level features a cozy wood burning fireplace + office space. A separate studio with its own bathroom provides an ideal space for creative pursuits, or guest accommodations. Short Term Rentals allowed! Great indoor/outdoor flow with large, private deck, ample gardening space & two functional sheds offering addl storage for tools & toys. Upgrades: new roof (Fall 2023), new int paint & ext stain, conversion of energy source to propane & wiring for generator. Set on 3 secluded lots, this home promises a peaceful retreat away from the hustle and bustle. Community amenities include saltwater boat launch, private beach access, & swimming lake.

Details

Property type

Single Family Residence

Est. home value

$745,722

Lot size

0.826 acres

Price per sq ft

$302

Year built

1966

Annual property taxes

$3,484.57

Monthly HOA fee

$78

Price History

08/29/2024
NorthwestMLS

NorthwestMLS #2282495

Listed
$795,000
+29.27%
07/07/2022
NorthwestMLS

NorthwestMLS #1941362

Sold
$615,000
+127.78%
08/10/2018
NorthwestMLS

NorthwestMLS #1314744

Sold
$270,000

Schools & Community

Elementary school: 

Buyer To Verify

Middle school: 

Buyer To Verify

High school: 

Buyer To Verify

Community features: 

Clubhouse, Playground

School district: 

Ferndale

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$254,768
Asking price
$795,000
Closing costs (~8% of asking)
-$63,600
Est. remaining loan balance
-$476,632
Cash to seller
$254,768

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Umpqua Bank

Loan start date

June 2022

Original loan amount

$492,000

Est. remaining balance

$476,632

Interest rate

5.3%

Loan type

New Conventional, 30 year

Seller

Jonathan Houghton and Rebekah Houghton

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/18/2024 at 7:00 PM

Listing updated: 09/18/2024 at 2:38 PM

Listed by: Kimberly L. Wolf, Keller Williams Western Realty Phone #: (360) 738-7070

MLS: NorthwestMLS #2282495

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