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$399,000

Beds
2
Baths
2.0
sq ft
1,293

127 Seaclusion Cir, Panama City Beach, FL 32413

127 Seaclusion Cir

Panama City Beach, FL 32413

  • 255 days on market
    • Price drop $21,000↓
INQUIRE ABOUT THE POSSIBILITY OF ASSUMING SELLERS 2.375% LOAN! Discover the perfect blend of relaxation and convenience at 127 Seaclusion Circle in Panama City Beach! This home isn't just a property-it's a lifestyle. Whether you're seeking a serene retirement retreat, a charming second home, or a move-in-ready gem in a welcoming community, this residence checks all the boxes. This is a MUST SEE dedicated beach access home in the highly desirable Seaclusion Beach community. Seaclusion Beach is located approximately 1 mile from the world's most beautiful beaches, 1 mile from Pier Park & 14 miles from Northwest Beaches International Airport. This beautifully landscaped home features 2 bedrooms, 2 bathrooms & a large outdoor living area. The home opens to a large foyer with 12ft. ceilings. The primary bedroom has an en-suite bathroom that features double stand-alone sinks and a tub/shower combo. The closet features handcrafted barn doors. The split floor plan places the second bedroom & bathroom on the opposite side of the house. The second bathroom features a standalone sink & a tub/shower combo. The dining, kitchen and family room have an open concept. The kitchen offers ample cabinet space with appliances that were replaced in 2019. The home has vinyl plank flooring throughout with a small area of carpet in the family room. The standout feature is the outdoor large screened porch overlooking the beautifully landscaped yard and low maintenance pool. There is a private well with a new irrigation pump, making yard maintenance easily manageable. A new fence was installed in 2021 with extra height on the sides for added privacy. The screened porch can be accessed through the primary bedroom or dining room. The home has an outdoor shower with bench seating. The home also includes a climate-controlled workshop in the garage and attic access with a pull-down ladder. Recent updates include: HVAC being replaced in 2019, roof (2018) and gas water heater (2020). Additional maintenance items in the last few years include gutters, a new garage door and opener, and a new front door and screen. The home was completely repainted in 2018 and the front of the home was repainted again in 2024.Residents of the community enjoy private access to the beach through a coded gate. The dedicated beach is a short walk or golf cart ride away. Please verify measurements and information that is important. No short term rentals.

Details

Property type

Single Family Residence

Est. home value

$429,599

Lot size

5,000 sq ft

Price per sq ft

$309

Year built

1991

Annual property taxes

$1,762

Monthly HOA fee

$8.33

Price History

01/07/2025
CentralPanhandle

CentralPanhandle #759597

Listed
$399,000
01/07/2025
CentralPanhandle

CentralPanhandle #759597

Removed
$399,000
01/05/2025
CentralPanhandle

CentralPanhandle #759597

Price change
$399,000
-5%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Tyndall Fcu

Loan start date

June 2022

Original loan amount

$50,000

Est. remaining balance

Not provided

Interest rate

3.96%

Loan type

Credit Line (Revolving), 20 year

Seller

Timothy L Benson and Cynthia M Benson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/18/2025 at 11:05 PM

Listing updated: 03/12/2025 at 8:29 AM

Listed by: Kelli A Adams, ERA Neubauer Real Estate, Inc Phone #: (850) 872-3434

MLS: CentralPanhandle #759597

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