tomo logo

$345,000

Beds
3
Baths
2.0
sq ft
1,676

1274 Ocean Spray Dr, Ruskin, FL 33570

1274 Ocean Spray Dr

RUSKIN, FL 33570

  • 10 days on market
Eligible for VA Assumable 2.8% Interest Rate and Offering 10K to the buyer!!!Welcome to your beautifully maintained, fenced smart home in the sought-after Shell Cove community! This all-block construction home, just a few years young, features 3 bedrooms, 2 baths, and a thoughtfully designed open floor plan, perfect for both relaxation and entertaining. The owner’s suite is privately tucked away from the other bedrooms, offering a peaceful retreat, while all rooms are generously sized. The modern kitchen boasts gorgeous countertops, ideal for preparing meals and hosting guests. No flood insurance required and no damage from recent storms, making this home even more appealing! Plus, a survey is available, saving you money. Conveniently located just minutes from I-75, commuting is a breeze. Enjoy resort-style living with incredible community amenities, including a basketball court, clubhouse, open-air cabana, dog park, playground, and a resort-style pool. For outdoor lovers, Bahia Beach and Shell Point Marina are just minutes away! Don’t miss this incredible opportunity—schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$359,282

Lot size

6,000 sq ft

Price per sq ft

$206

Year built

2021

Annual property taxes

$7,132

Monthly HOA fee

$11.67

Price History

02/13/2025
StellarMLS

StellarMLS #TB8349837

Listed
$345,000
-1.4%
08/19/2024
StellarMLS

StellarMLS #T3528453

Removed
$349,900
06/25/2024
StellarMLS

StellarMLS #T3528453

Price change
$349,900
-2.26%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Clubhouse, Playground, Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$62,811
Asking price
$345,000
Closing costs (~8% of asking)
-$27,600
Est. remaining loan balance
-$254,589
Cash to seller
$62,811

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Dhi Mortgage Company Ltd

Loan start date

June 2021

Original loan amount

$276,210

Est. remaining balance

$254,589

Interest rate

2.96%

Loan type

VA, 30 year

Seller

Alexander Moore Jr and Patsy Rufina Moore

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 4:40 PM

Listing updated: 02/16/2025 at 1:09 PM

Listed by: Dawn Rawlins, KELLER WILLIAMS RLTY NEW TAMPA Phone #: (813) 994-4422

MLS: StellarMLS #TB8349837

StellarMLS logo

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