tomo logo

$339,900

Beds
3
Baths
2.0
sq ft
1,408

1324 Ocean Spray Dr, Ruskin, FL 33570

1324 Ocean Spray Dr

RUSKIN, FL 33570

  • <1 day on market
Immaculate Fully Furnished Home in Shell Cove – Pristine Condition, Solar Panels, and Hurricane Protection This museum-like, meticulously maintained one-owner home in the sought-after Shell Cove community offers exceptional quality, efficiency, and security. Designed for comfort and longevity, the home comes fully furnished (minus a few select items—see remarks or contact agent for details), making it an ideal choice for those looking for a hassle-free transition into homeownership. Making it a true turnkey opportunity for its next owner. Built with solid concrete block construction, this home boasts an open-concept design featuring granite countertops, an all-inclusive appliance package, and a beautifully designed living space with a cozy fireplace. Step outside to a partially fenced backyard, providing privacy and a peaceful outdoor retreat. This home is also equipped with solar panels, offering significant savings on energy costs, and hurricane shutters for all windows, providing an extra layer of protection during storm season. Residents of Shell Cove enjoy resort-style amenities, including a community pool, open-air cabana, basketball court, playground, and dog park. Conveniently located just minutes from I-75, this home provides easy access to shopping, dining, and local attractions. With the original owner preparing to retire and downsize, this is a rare opportunity to own a move-in-ready home in pristine condition. Schedule a private showing today to experience its exceptional features firsthand. Contact the listing agent for more details on included furnishings and to arrange a viewing.

Details

Property type

Single Family Residence

Est. home value

$344,242

Lot size

7,333 sq ft

Price per sq ft

$242

Year built

2021

Annual property taxes

$6,885.07

Monthly HOA fee

$150

Price History

01/31/2025
StellarMLS

StellarMLS #O6276414

Listed
$339,900
+7.57%
09/17/2021
StellarMLS

StellarMLS #T3309112

Sold
$315,990

Schools & Community

Elementary school: 

Thompson Elementary

Middle school: 

Shields-HB

High school: 

Lennard-HB

Community features: 

Park, Playground, Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$29,976
Asking price
$339,900
Closing costs (~8% of asking)
-$27,192
Est. remaining loan balance
-$282,732
Cash to seller
$29,976

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

September 2021

Original loan amount

$305,443

Est. remaining balance

$282,732

Interest rate

2.8%

Loan type

FHA, 30 year

Seller

Linda A Jeremiah

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/31/2025 at 1:05 PM

Listing updated: 01/31/2025 at 8:21 AM

Listed by: Michael Garcia, LPT REALTY, LLC Phone #: (877) 366-2213

MLS: StellarMLS #O6276414

StellarMLS logo

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