tomo logo

$399,000

Beds
3
Baths
2.0
sq ft
1,516

1312 Harbour Way, Panama City Beach, FL 32407

1312 Harbour Way

Panama City Beach, FL 32407

  • 46 days on market
Welcome home! This charming home is in a private gated community that sits on a cul-de-sac overlooking a small pond. With 1516 Sq.Ft. of thoughtfully designed living space, this home offers the perfect balance of comfort & functionality. The third bedroom can easily serve as a flexible space to suit your needs - whether it's a home office, den, or guest room.Enjoy the many amenities this community has to offer, which includes 2 pools, a clubhouse, tennis courts, pickle ball courts, With basic cable, trash pick-up & lawn care all included, maintenance is a breeze! Plus, the home exterior has recently been painted in addition to a new roof, new HVAC, new garage door opener and the list goes on. Spend your days enjoying outdoor activities or relax by the waters of North Bay. This is a rare opportunity to live in a secure, welcoming neighborhood with easy access to all the attractions Panama City Beach has to offer. Don't miss your chance to make this beautiful home your own and start making holiday memories!

Details

Property type

Single Family Residence

Est. home value

$338,396

Lot size

7,231 sq ft

Price per sq ft

$264

Year built

1991

Annual property taxes

$1,096

Monthly HOA fee

$173.5

Price History

11/08/2024
CentralPanhandle

CentralPanhandle #764864

Listed
$399,000
+131.98%
09/30/2013
CentralPanhandle

CentralPanhandle #606318

Sold
$172,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Community features: 

Pool, Gated, Clubhouse, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$257,873
Asking price
$399,000
Closing costs (~8% of asking)
-$31,920
Est. remaining loan balance
-$109,207
Cash to seller
$257,873

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Jpmorgan Chase Bank Na

Loan start date

December 2020

Original loan amount

$120,000

Est. remaining balance

$109,207

Interest rate

2.81%

Loan type

New Conventional, 30 year

Seller

Jerry R Moser and Barbara Moser

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/25/2024 at 9:05 AM

Listing updated: 12/10/2024 at 12:20 PM

Listed by: Donna M Harris, Central Bay Realty and Property Management LLC Phone #: (850) 257-5016

MLS: CentralPanhandle #764864

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