tomo logo

$539,900

Beds
4
Baths
2.0
sq ft
1,708

1319 Saddle Ct, Palm Harbor, FL 34683

1319 Saddle Ct

PALM HARBOR, FL 34683

  • 1 day on market
Move-in ready and fully updated, this stunning 4-bedroom, 2-bathroom split-plan home sits on a spacious .29-acre fully fenced corner lot with lush tropical landscaping with great curb appeal. This home Has no HOA, is not in a flood or evacuation zone, and never lost power during hurricanes. This home features hurricane-impact doors, sliders, and windows ($30K), A/C (2017), and roof (2013). Inside, the bright and modern kitchen boasts granite countertops, a large breakfast bar with pendant lighting, stainless steel appliances, and French doors that open to the gorgeous screened-in pool and outdoor entertaining area. The primary suite offers a walk-in closet and en-suite bath with granite countertops, can lighting, and a large shower. Three additional spacious bedrooms provide ample closet space. The guest bathroom features dual sinks, brushed nickel fixtures, a tub/shower combo, and multiple linen closets. The backyard is a true oasis, featuring a resurfaced pool deck ($4K), a luxurious 6’ elevated in-ground spa with a waterfall spillover into the pool, a firepit, and a huge storage shed with a storage attic and metal roof ($5K). A 12x16 covered outdoor entertaining area provides plenty of shade, while the reclaimed water irrigation system and $20K+ in landscaping enhancements make the yard both beautiful and low-maintenance. Conveniently located in the heart of Palm Harbor, this home is just minutes from Downtown Palm Harbor, Palm Harbor University, the Pinellas Trail, and the Dunedin Causeway, and is zoned for top-rated schools, including Ozona Elementary and Palm Harbor University High School. Don’t miss out on this incredible home—schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$550,038

Lot size

0.29 acres

Price per sq ft

$317

Year built

1981

Annual property taxes

$171.18

HOA

No

Price History

03/13/2025
StellarMLS

StellarMLS #TB8360832

Listed
$539,900
+34.98%
05/27/2021
StellarMLS

StellarMLS #U8117258

Sold
$400,000
+34.45%
08/02/2019
StellarMLS

StellarMLS #U8043582

Sold
$297,500
+54.09%

Schools & Community

Elementary school: 

Ozona Elementary-PN

Middle school: 

Palm Harbor Middle-PN

High school: 

Palm Harbor Univ High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$165,514
Asking price
$539,900
Closing costs (~8% of asking)
-$43,192
Est. remaining loan balance
-$331,194
Cash to seller
$165,514

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nfm Inc

Loan start date

May 2021

Original loan amount

$360,000

Est. remaining balance

$331,194

Interest rate

3.13%

Loan type

New Conventional, 30 year

Seller

Shawn Jacob Perman and Caroline Joyce Kearns

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 4:35 PM

Listing updated: 03/14/2025 at 6:54 AM

Listed by: Bill Smith, CHARLES RUTENBERG REALTY INC Phone #: (727) 538-9200

MLS: StellarMLS #TB8360832

StellarMLS logo

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