tomo logo

$649,888

Beds
2
Baths
2.0
sq ft
933

1324 104th Ave, Oakland, CA 94603

1324 104th Ave

Oakland, CA 94603

  • <1 day on market
Welcome to this beautifully maintained and thoughtfully enhanced 2-bedroom, 2-bathroom home, with an ADU in the backyard, perfect for guests, a home office, or rental income. One of the standout opportunities with this home is the assumable FHA loan at an incredible 4.88% interest rate, offering significant savings compared to today’s market rates. Since purchasing the home a couple of years ago, the current owners have replaced the roof, ensuring long-term peace of mind. Step inside to find a bright, airy interior with updated laminate flooring, custom tile bathrooms, and a stylish kitchen featuring quartz countertops, a designer backsplash, and stainless steel appliances. The expansive backyard is beautifully landscaped for low-maintenance living, providing a serene space for gardening, entertaining, or simply relaxing outdoors. Ideally situated just minutes from San Leandro with easy access to freeways, shopping, dining, and entertainment, this property is a true gem. Don’t miss this opportunity—schedule a tour today and take advantage of the assumable loan at 4.88%!

Details

Property type

Single Family Residence

Est. home value

$622,398

Lot size

3,800 sq ft

Price per sq ft

$697

Year built

1940

HOA

No

Price History

03/03/2025
BridgeMLS

BridgeMLS #41087812

Listed
$649,888
01/19/2025
BridgeMLS

BridgeMLS #41077858

Removed
$649,888
11/16/2024
BridgeMLS

BridgeMLS #41077858

Price change
$649,888
+3.98%

Schools & Community

Neighborhood: 

North Stonehurst

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$29,592
Asking price
$649,888
Closing costs (~8% of asking)
-$51,991
Est. remaining loan balance
-$568,305
Cash to seller
$29,592

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

May 2022

Original loan amount

$596,202

Est. remaining balance

$568,305

Interest rate

4.42%

Loan type

FHA, 30 year

Seller

Lindsey Pinson and Justin Manfrede

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 11:45 AM

Listing updated: 03/03/2025 at 10:50 AM

Listed by: Reggie Byrd, Artistree Real Estate Phone #: (510) 362-4564

MLS: BridgeMLS #41087812

BridgeMLS logo

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