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$885,000

Beds
5
Baths
3.5
sq ft
4,644

13630 Rumsey Pl, Bryantown, MD 20617

13630 Rumsey Pl

BRYANTOWN, MD 20617

  • 133 days on market
    • Price drop $14,000↓
VA assumable loan at 5.125% Stunning Custom Home. Spacious home with 4644 sq ft above grade. This nearly new home, just 2 years young, offers 5 bedrooms and 3.5 baths, including a specially modified in-law suite on the main level, perfect for accessibility needs. Main Level In-Law Suite: A spacious 17x22 room with custom accessibility modifications ensures comfort and convenience for multi-generational living. Owner’s Suite: Indulge in the luxurious owner’s suite, featuring a serene sitting room, a freestanding tub, two separate vanities, a tiled shower, and a private water closet. Custom Upgrades Throughout: Every detail has been carefully considered, from upgraded flooring, stairs, and lighting to premium countertops, cabinets, and fixtures. Structural customizations, brick exterior accents, and a cozy fireplace enhance the home’s appeal. Gourmet Kitchen: The heart of the home boasts a gourmet kitchen with quartz countertops, double ovens, and upgraded appliances. Enjoy meals in the bright and airy morning room just off the kitchen. Spacious Bedrooms and Natural Light: Oversized bedrooms provide ample space for family and guests, while large windows throughout the home flood the space with natural light. Private and Expansive Lot: Situated on 1.7 acres at the end of a private lane, this home offers unparalleled privacy, bordered by open space. The 2-car side-load garage adds convenience and curb appeal. Unfinished Basement: The expansive unfinished basement presents an opportunity to customize and add significant value to the property. VA Assumable Loan: This home features a 5.125% VA assumable loan, offering significant savings compared to today’s higher rates for eligible buyers. This exceptional home is a rare find. Schedule your private tour today and experience the perfect blend of luxury, privacy, and modern living!

Details

Property type

Single Family Residence

Est. home value

$814,961

Lot size

1.71 acres

Price per sq ft

$191

Year built

2022

Annual property taxes

$9,185

Monthly HOA fee

$35.42

Price History

07/13/2024
Bright

Bright #MDCH2033860

Price change
$885,000
-1.56%
06/26/2024
Bright

Bright #MDCH2033860

Listed
$899,000
+12.39%
05/31/2022
Bright

Bright #MDCH2009824

Sold
$799,900

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

CHARLES COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$43,861
Asking price
$885,000
Closing costs (~8% of asking)
-$70,800
Est. remaining loan balance
-$770,339
Cash to seller
$43,861

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Heritage Mortgage Llc

Loan start date

May 2022

Original loan amount

$799,900

Est. remaining balance

$770,339

Interest rate

5%

Loan type

VA, 30 year

Seller

Ronderick D Thomas and Vanna T Thomas

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 11/03/2024 at 9:15 AM

Listing updated: 10/22/2024 at 8:49 PM

Listed by: DEMETRIUS CRAWFORD, HomeSmart Phone #: (301) 352-4065

MLS: Bright #MDCH2033860

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