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$299,000

Beds
3
Baths
2.0
sq ft
1,305

138 White Cap Way, Panama City Beach, FL 32407

138 White Cap Way

PANAMA CITY BEACH, FL 32407

  • 25 days on market
    • Price drop $16,000↓
Welcome to your dream home in the desirable Palm Cove community in Panama City Beach, FL. This beautifully maintained 3-bedroom, 2-bathroom home offers the ultimate blend of convenience and beach living. Located just minutes from the stunning Gulf Coast, you'll have easy access to the beach, shopping, dining, and entertainment options. Whether you're looking for a vacation home, investment property, or a permanent residence, this home is perfect for any lifestyle. Step inside to find an open, spacious floor plan. The large living area leads to a well-appointed kitchen. The master suite is a true retreat with a walk-in closet, and a serene en-suite bathroom. Two additional bedrooms provide plenty of room for guests or family. Enjoy the tranquility of your back patio with a beautiful nature preserve view, which offers added privacy as there are no homes directly behind you. The front porch provides the perfect spot to relax, and with guest parking just across the street and a nearby playground, convenience is key. The Palm Cove community offers incredible amenities, including two swimming pools (one heated seasonally), trash service, ground maintenance, and security gates, all covered by the low HOA fees. The community also handles lawn care and power washing, making this a true low-maintenance home. Don’t miss your chance to own a piece of paradise in one of the most sought-after areas of Panama City Beach! Contact us today to schedule a showing! https://my.matterport.com/show/?m=UQ2AaN4q92x

Details

Property type

Single Family Residence

Est. home value

$365,786

Lot size

4,697 sq ft

Price per sq ft

$230

Year built

2006

Annual property taxes

$1,546

Monthly HOA fee

$158.33

Price History

03/21/2025
StellarMLS

StellarMLS #O6284424

Price change
$299,000
-5.08%
03/19/2025
StellarMLS

StellarMLS #O6284424

Price change
$315,000
-1.56%
03/07/2025
StellarMLS

StellarMLS #O6284424

Listed
$320,000
+86.05%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Playground

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Truist Bank

Loan start date

April 2023

Original loan amount

$30,000

Est. remaining balance

Not provided

Interest rate

6.5%

Loan type

Credit Line (Revolving), 30 year

Seller

Benjamin Theis

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 2:10 PM

Listing updated: 03/21/2025 at 11:13 AM

Listed by: Ashley Palata, THE SIMON SIMAAN GROUP Phone #: (407) 558-1396

MLS: StellarMLS #O6284424

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