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$795,000

Beds
3
Baths
2.0
sq ft
1,650

322 Greenwood Cir, Panama City Beach, FL 32407

322 Greenwood Cir

Panama City Beach, FL 32407

  • 1 day on market
WATERFRONT with GULF ACCESS and NO HOA FEES and NO CANAL FEES. Welcome to your new home nestled on a canal that is minutes from the beautiful beaches of Panama City Beach. This beautifully remodeled 3-bedroom, 2-bathroom ranch-style home offers 1,650 sq. ft. of inviting living space. Situated on a canal that feeds into the Gulf, this home offers a private dock and boat lift, making it a dream for boating enthusiasts and a perfect blend of coastal charm and everyday convenience. This humble abode shines with a welcoming entryway, modern front door, and beautifully landscaped front yard. Step inside to an open-concept living room featuring a cozy fireplace and large sliding doors that invite in natural light and provide easy access to the outdoor waterfront space. The stunning kitchen is a showstopper, boasting quartz countertops, white cabinetry, a stylish tile backsplash, a breakfast bar, an oversized range with double oven, stainless steel appliances, a wine fridge, and an ice maker!The primary suite offers a peaceful retreat with private access to the covered porch overlooking the canal, a walk-in closet, and a sleek modern ceiling fan. The luxurious en-suite bathroom features double vanities, abundant cabinet storage, and a spa-like walk-in shower with dual showerheads and gorgeous tilework. Two additional bedrooms provide plenty of space for guests or a home office, while the second full-size bathroom impresses with a rain showerhead and tub combo. Outside, enjoy the best of Florida living! The oversized covered porch is perfect for morning coffee or evening gatherings with a serene waterfront view, while the outdoor shower is a must-have after sandy beach days. A metal roof and brick exterior ensure durability, while the attached garage and oversized driveway provide ample space for vehicles, golf carts, a RV, and water toys. Plus, the backyard she/he shed with electricity adds additional space for tools, beach gear, or hobbies. With all this private access to the Gulf, this home is perfect for those who love life on the water. Located in the highly desirable Breakfast Point school zone and just minutes from shopping, dining, and world-famous beaches, this home is a rare find!

Details

Property type

Single Family Residence

Est. home value

$649,659

Lot size

0.26 acres

Price per sq ft

$482

Year built

1970

Annual property taxes

$4,780

HOA

No

Price History

03/07/2025
CentralPanhandle

CentralPanhandle #771232

Listed
$795,000
+51.43%
05/28/2021
CentralPanhandle

CentralPanhandle #708973

Sold
$525,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$345,799
Asking price
$795,000
Closing costs (~8% of asking)
-$63,600
Est. remaining loan balance
-$385,601
Cash to seller
$345,799

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Community Mortgage Inc

Loan start date

May 2021

Original loan amount

$420,000

Est. remaining balance

$385,601

Interest rate

3.13%

Loan type

New Conventional, 30 year

Seller

Scott Zeller and Jonathan S Redmon

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 10:30 AM

Listing updated: 04/01/2025 at 2:10 AM

Listed by: Scott C Zeller, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #771232

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