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$659,900

Beds
3
Baths
3.0
sq ft
2,443

1381 Ellsworth Dr SW, Ocean Isle Beach, NC 28469

1381 Ellsworth Dr SW

Ocean Isle Beach, NC 28469

  • 3 days on market
Coastal charm meets modern elegance in this stunning home at The Retreat at Ocean Isle Beach! From the moment you step inside, you'll be captivated by the inviting atmosphere and thoughtful details that make this home truly special. Featuring three spacious bedrooms on the main level and a large bonus room with a full bath upstairs, this home is designed for comfort and versatility. The open-concept layout is perfect for entertaining, with a gourmet kitchen boasting a large island, custom built-ins, exposed beams, and a cozy gas fireplace. The primary en-suite is a private retreat, offering dual vanities, a separate soaking tub with tile surround, and a walk-in, frameless tile shower for a spa-like experience. Nestled in one of the best locations in The Retreat, this home backs up to a lush common area, providing extra privacy and scenic views. Plus, you're just a golf cart ride away from Ocean Isle Beach, with a community pool, grocery stores, shops, and restaurants all nearby. Don't miss out on this rare opportunity to own a piece of coastal paradise—schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$605,090

Lot size

7,841 sq ft

Price per sq ft

$271

Year built

2019

HOA fee

$2,889

Price History

03/31/2025
NorthCarolinaRegional

NorthCarolinaRegional #100497804

Listed
$659,900
+77.37%
01/22/2020
NorthCarolinaRegional

NorthCarolinaRegional #100172133

Sold
$372,050

Schools & Community

Elementary school: 

Union

Middle school: 

Shallotte Middle

High school: 

West Brunswick

Community features: 

Pool

High school district: 

Brunswick County Schools

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$290,402
Asking price
$659,900
Closing costs (~8% of asking)
-$52,792
Est. remaining loan balance
-$316,706
Cash to seller
$290,402

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Wells Fargo Bank Na

Loan start date

January 2020

Original loan amount

$353,448

Est. remaining balance

$316,706

Interest rate

3.68%

Loan type

New Conventional, 30 year

Seller

Kirk J Cusack and Mitzi Y Cusack

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 12:00 PM

Listing updated: 03/31/2025 at 1:51 PM

Listed by: Amanda S Farabow, The Saltwater Agency Phone #: (910) 754-2222

MLS: NorthCarolinaRegional #100497804

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