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$539,900

Beds
2
Baths
2.0
sq ft
1,146

14415 Front Beach Rd Unit 1105, Panama City Beach, FL 32413

14415 Front Beach Rd Unit 1105

Panama City Beach, FL 32413

  • <1 day on market
    • Open house Mar 22
Experience the tranquil, laid-back lifestyle of coastal living in this inviting Ocean Reef condo. Sold fully furnished and rental-ready, this 2-bedroom, 2-bathroom unit is the perfect investment--whether you're enjoying it with family and friends or renting it out as a vacation getaway.Both the living room and primary bedroom open to a spacious Gulf-front balcony, where you'll be captivated by endless views of the sparkling emerald-green waters. This balcony will quickly become your favorite spot, whether you're savoring your morning coffee or unwinding in the evening with your favorite drink watching a spectacular sunset. On special days, you may even catch a glimpse of dolphins playing in the surf or rays gliding gracefully by, creating unforgettable memories.This unit has some special touches such as plantation shutters on the sliding glass doors in the living room and master bedroom. It is pleasantly decorated. New applicances were recently added in the kitchen. This one is ready to enjoy.Ocean Reef offers fantastic amenities, including an outdoor pool overlooking the beach, hot tub, an indoor heated pool, a fitness center, and a sauna. Centrally located in the heart of Panama City Beach, it's just a short walk to popular local favorites like Runaway Island Restaurant, Amore Donuts, and Fun Land, along with many other great dining and entertainment options nearby. Don't miss this incredible opportunity to own a piece of paradise!

Details

Property type

Condominium

Est. home value

$565,333

Lot size

Unknown

Price per sq ft

$472

Year built

2008

Annual property taxes

$5,679

Monthly HOA fee

$887.67

Price History

03/10/2025
CentralPanhandle

CentralPanhandle #770087

Listed
$539,900
+92.82%
08/31/2018
CentralPanhandle

CentralPanhandle #669705

Sold
$280,000
+16.72%
10/24/2013
CentralPanhandle

CentralPanhandle #613774

Sold
$239,900

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Fitness Center

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$394,459
Asking price
$539,900
Closing costs (~8% of asking)
-$43,192
Est. remaining loan balance
-$102,249
Cash to seller
$394,459

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Renasant Bank

Loan start date

August 2018

Original loan amount

$160,000

Est. remaining balance

$102,249

Interest rate

4.02%

Loan type

New Conventional, 15 year

Seller

Cynthia Herren

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/10/2025 at 9:10 PM

Listing updated: 03/10/2025 at 5:40 PM

Listed by: Amanda Cialoni, Seashore Realty LLC Phone #: (850) 235-4444

MLS: CentralPanhandle #770087

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