tomo logo

$589,000

Beds
4
Baths
2.0
sq ft
2,139

1626 Spottswood Cir, Palm Harbor, FL 34683

1626 Spottswood Cir

PALM HARBOR, FL 34683

  • 1 day on market
    • Open house Jan 18
Welcome to this incredible 4-bedroom, 2-bath pool home, perfect for those who love to entertain and appreciate modern upgrades. Nestled on a completely fenced-in lot, this home offers both privacy and convenience, with ample outdoor space for relaxation and fun. Plus, with solar panels in place, you can enjoy energy efficiency and lower utility bills year-round. Step inside and be greeted by an expansive, open floor plan filled with natural light. The soaring cathedral ceilings create a sense of grandeur, making the space feel even larger and more inviting. Gorgeous porcelain tile floors flow seamlessly throughout the entire home, offering both beauty and durability. The fully updated kitchen is a chef's dream, featuring sleek quartz countertops, newer appliances, and plenty of cabinet space for storage. For those cozy nights, the spacious living room offers a beautiful wood-burning fireplace, perfect for setting the mood and creating a warm, welcoming ambiance. The backyard is a true oasis, complete with a sparkling pool—ideal for those hot Florida days and nights. With a completely fenced-in yard, you'll enjoy privacy while entertaining guests or simply lounging by the pool. Located in a highly sought-after area, this home is zoned for the top-rated schools in Palm Harbor. Plus, you're just minutes away from the beautiful Honeymoon Island, Crystal Beach, and the scenic Pinellas Trail, offering endless opportunities for outdoor recreation and relaxation. Additional highlights include a 2022 roof, double-pane windows, hurricane impact front doors, a newer AC system, an updated electrical panel, and energy-efficient solar panels that help reduce your carbon footprint. This home is move-in ready, offering peace of mind with all the major updates taken care of!

Details

Property type

Single Family Residence

Est. home value

$568,242

Lot size

9,474 sq ft

Price per sq ft

$276

Year built

1986

Annual property taxes

$2,849.58

Monthly HOA fee

$6.25

Price History

01/14/2025
StellarMLS

StellarMLS #TB8337942

Listed
$589,000
+235.61%
06/30/2009
StellarMLS

StellarMLS #U7404587

Sold
$175,500

Schools & Community

Elementary school: 

Ozona Elementary-PN

Middle school: 

Palm Harbor Middle-PN

High school: 

Palm Harbor Univ High-PN

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$315,645
Asking price
$589,000
Closing costs (~8% of asking)
-$47,120
Est. remaining loan balance
-$226,235
Cash to seller
$315,645

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fifth Third Bank Na

Loan start date

February 2022

Original loan amount

$270,000

Est. remaining balance

$226,235

Interest rate

2.43%

Loan type

New Conventional, 15 year

Seller

Sarah Jeannneane Deforest Smith and Adam Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/14/2025 at 9:25 PM

Listing updated: 01/14/2025 at 4:30 PM

Listed by: Marianne Knowles, LIPPLY REAL ESTATE Phone #: (727) 314-1000

MLS: StellarMLS #TB8337942

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