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$559,000

Beds
3
Baths
2.5
sq ft
1,906

1825 White Western Lake Ln, Panama City, FL 32409

1825 White Western Lake Ln

Southport, FL 32409

  • 2 days on market
It is easy to ''Accentuate the Positive'' when there are no negatives! This is a 2023 Bay County Parade of Homes MODEL HOME that you are sure to cherish. Built on almost an acre, you will love the quiet neighborhood and the efficiency of this home. Your monthly expenses will be low because of the foam insulation everywhere, including over the garage. There will be no water or sewer bills because of the newer well and septic system. Homeowner insurance currently costs less than $200 monthly for a very good policy with State Farm. The sprinkler system runs on the well, and you will be happy to know that flood insurance is not required. There is no Association fee, but the address is in a very popular location for desired schools.The home itself has soft close cabinets, upgraded toilets, heated mirrors in the Master Bath, upgraded lighting, energy efficient windows, hard surface countertops, great appliances and a beautiful metal roof. In the spring, the Golf Course style Bermuda grass will be a gorgeous color to behold. You will need to check out all the extras the owners have included. In addition to spending thousands of dollars to cut down some trees, they added a fenced-in area for the dogs. They also added a workshop and an RV barn. They built an enclosed screened room measuring 23 x 31.5 with a concrete floor where they enjoy sitting in a bug free area to watch the deer at the back of their property. Add a few thousand dollars more for a generator plug, additional sprinklers, and gutters on the shop and RV buildings. All told, the amount is an impressive extra $75k in improvements-- and you can enjoy it immediately without lifting a finger. Too beautiful to miss, don't lose this opportunity before someone beats you to it!

Details

Property type

Single Family Residence

Est. home value

$401,298

Lot size

0.82 acres

Price per sq ft

$294

Year built

2023

Annual property taxes

$451

HOA

No

Price History

01/19/2025
CentralPanhandle

CentralPanhandle #767466

Listed
$559,000
+1142.22%
12/21/2021
CentralPanhandle

CentralPanhandle #717226

Sold
$45,000

Schools & Community

Elementary school: 

Southport

Middle school: 

Deane Bozeman

High school: 

Deane Bozeman

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$145,088
Asking price
$559,000
Closing costs (~8% of asking)
-$44,720
Est. remaining loan balance
-$369,192
Cash to seller
$145,088

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Federal Bank

Loan start date

August 2023

Original loan amount

$375,000

Est. remaining balance

$369,192

Interest rate

6.69%

Loan type

New Conventional, 30 year

Seller

Rolando Cortes and Stephanie Walker Cortes

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/22/2025 at 3:40 PM

Listing updated: 01/22/2025 at 2:09 PM

Listed by: Holli Persall, ERA Neubauer Real Estate Inc Phone #: (850) 230-3665

MLS: CentralPanhandle #767466

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