tomo logo

$674,000

Beds
3
Baths
2.0
sq ft
1,418

1905 Umstead Street, Charlotte, NC 28205

1905 Umstead Street

Charlotte, NC 28205

  • 105 days on market
    • Price drop $1,000↓
Location, Location, Location! Surrounded by million-dollar homes, this location is a short walk to Greenway, Plaza Midwood's dining, breweries, and shopping. Minutes from the blue line light rail, NODA and Optimist Hall. Welcome to this beautifully renovated ranch-style home in a highly sought-after neighborhood, ready for you to move in. Everything inside is new: floors, ceilings, walls, paint, vanities, and countertops, providing a modern and worry-free living experience. Start your mornings with a coffee on the cozy deck or in the spacious, private backyard—perfect for relaxing or entertaining. The highlight of this home is the exquisitely remodeled kitchen, featuring new appliances and a design that combines style and functionality. Enjoy the vibrant lifestyle and convenience this neighborhood offers, with quick access to everything you need. Don’t miss the chance to make it yours!

Details

Property type

Single Family Residence

Est. home value

$627,247

Lot size

Unknown

Price per sq ft

$476

Year built

1925

Price History

02/16/2025
CanopyMLS

CanopyMLS #4199025

Price change
$674,000
-0.15%
12/19/2024
CanopyMLS

CanopyMLS #4199025

Price change
$675,000
-2.17%
12/04/2024
CanopyMLS

CanopyMLS #4199025

Price change
$690,000
-1.43%

Schools & Community

Neighborhood: 

Villa Heights

Elementary school: 

Villa Heights

Middle school: 

Eastway

High school: 

Garinger

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$260,189
Asking price
$674,000
Closing costs (~8% of asking)
-$53,920
Est. remaining loan balance
-$359,891
Cash to seller
$260,189

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Navy Fcu

Loan start date

July 2018

Original loan amount

$408,035

Est. remaining balance

$359,891

Interest rate

4.66%

Loan type

VA, 30 year

Seller

Eric G Stevens

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 9:45 PM

Listing updated: 02/16/2025 at 4:39 PM

Listed by: Thania Ortiz, EXP Realty LLC Mooresville Phone #: (888) 584-9431

MLS: CanopyMLS #4199025

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