tomo logo

$750,000

Beds
5
Baths
6.0
sq ft
4,406

1924 Moorings Cir, Middleburg, FL 32068

1924 Moorings Cir

Middleburg, FL 32068

  • 18 days on market
    • Price drop $10,000↓
Nestled in a charming gated community, this picture-perfect Low Country-style home, complete with a white picket fence, invites you to experience the best of lakeside living. Just a stone's throw away, the community dock and boat launch on Doctor's Lake make this an absolute dream for boating enthusiasts. As you step inside, the warmth and character of this home instantly welcome you. The open, airy layout is designed for effortless entertaining, with plenty of space to gather and enjoy. The first-floor owner's suite is a true retreat, featuring a bay window, lanai access, a luxurious bathroom, and a spacious walk-in closet with convenient laundry access. Just off the kitchen, a private suite offers the perfect space for guests, a playroom, or multi-generational living. The chef's kitchen is a showstopper, boasting stunning quartz countertops, an island, a walk-in pantry, and sleek 42'' cabinets. Upstairs, you'll find three additional bedrooms, each with their own bath, plus a loft/bonus room that's perfect for any purpose. This home is located in a top-rated school district, and with a brand new roof (2022), you can move in with peace of mind. Step outside to the lanai, where you'll enjoy a breathtaking view of the lake and unbeatable sunsets every evening. Whether you're walking to the dock for a peaceful sunset or heading out for a day of watersports, this location is unbeatable. Recent updates include a gas water heater, three new HVAC systems, fresh paint, updated lighting and fans, and upgraded appliances, ensuring this home is as modern and comfortable as it is charming. Offers an assumable VA loan at 4.75%.

Details

Property type

Single Family Residence

Est. home value

$785,348

Lot size

0.23 acres

Price per sq ft

$171

Year built

2004

Annual property taxes

$9,963.49

Monthly HOA fee

$130

Price History

02/20/2025
RealMLS

RealMLS #2068454

Price change
$750,000
-1.32%
02/07/2025
RealMLS

RealMLS #2068454

Listed
$760,000
-3.8%
05/09/2024
RealMLS

RealMLS #1255807

Removed
$790,000

Schools & Community

Elementary school: 

Swimming Pen Creek

Middle school: 

Lakeside

High school: 

Fleming Island

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$16,080
Asking price
$750,000
Closing costs (~8% of asking)
-$60,000
Est. remaining loan balance
-$706,080
Cash to seller
-$16,080

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homeowners Financial Group Usa Llc

Loan start date

May 2022

Original loan amount

$740,740

Est. remaining balance

$706,080

Interest rate

4.42%

Loan type

New Conventional, 30 year

Seller

Octaviano Espinosa and Jennifer B Espinosa

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
RealMLS
$855,000
5 bd
|
4.5 ba
|
3,984 sq ft
|
House

3441 Mainard Branch Ct, Fleming Island, FL 32003

Price drop
RealMLS
$750,000
4 bd
|
4 ba
|
3,650 sq ft
|
House

1867 Paradise Moorings Blvd, Middleburg, FL 32068

Price drop
RealMLS
$765,900
4 bd
|
3.5 ba
|
3,244 sq ft
|
House

1880 Commodore Point Dr, Fleming Island, FL 32003

Status: Active

Tomo last checked: 02/23/2025 at 3:00 PM

Listing updated: 02/23/2025 at 2:42 AM

Listed by: HOLLIE RANEE SIMMONS, KELLER WILLIAMS ST JOHNS Phone #: (904) 867-7694

MLS: RealMLS #2068454

RealMLS logo

Recently listed in Middleburg