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$815,000

Beds
3
Baths
2.5
sq ft
2,012

3684 Main St, Middleburg, FL 32068

3684 Main St

Middleburg, FL 32068

  • <1 day on market
    • Open house Apr 06
This one-of-a-kind Florida custom built home offers waterfront living on North Fork Black Creek with 140 ft of frontage, a covered boat lift, and two jet ski lifts. Built for both beauty and durability, the exterior showcases rough-cut Pecky Cypress and Heart Pine, while the interior impresses with 23-ft vaulted ceilings and exposed 4x12 Pine Beams. Enjoy magnificent wooded and creek views from every room, a Heart Pine-adorned fireplace, and an open floor plan featuring stainless steel appliances and granite countertops. The primary suite features French doors leading to a private balcony with stunning creek views, a luxurious bath with a jacuzzi tub, and a spacious walk-in shower with dual shower heads. Relax on the covered front and back porches or entertain on the expansive dock. The beautifully manicured, fenced property includes fruit trees and an exterior elevator. This stilt home sits 20 feet above the flood zone with a paved, covered carport underneath, room for all your toys!

Details

Property type

Single Family Residence

Est. home value

$623,743

Lot size

0.41 acres

Price per sq ft

$406

Year built

2012

Annual property taxes

$6,670.98

HOA

No

Price History

04/03/2025
RealMLS

RealMLS #2079500

Listed
$815,000
+1.88%
12/05/2024
RealMLS

RealMLS #1256635

Removed
$800,000
11/04/2024
RealMLS

RealMLS #1256635

Price change
$800,000
-3.61%

Schools & Community

Elementary school: 

Middleburg

Middle school: 

Lake Asbury

High school: 

Middleburg

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$579,934
Asking price
$815,000
Closing costs (~8% of asking)
-$65,200
Est. remaining loan balance
-$169,866
Cash to seller
$579,934

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

South State Bank Na

Loan start date

December 2021

Original loan amount

$182,500

Est. remaining balance

$169,866

Interest rate

3.09%

Loan type

New Conventional, 30 year

Seller

Charles D Spencer

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 5:20 AM

Listing updated: 04/03/2025 at 5:51 PM

Listed by: EDEN JORDAN, COLDWELL BANKER VANGUARD REALTY Phone #: (904) 269-7117

MLS: RealMLS #2079500

RealMLS logo

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