tomo logo

$420,000

Beds
3
Baths
2.0
sq ft
2,330

20 Ridgeway Drive, Flat Rock, NC 28731

20 Ridgeway Drive

Flat Rock, NC 28731

  • 45 days on market
    • Price drop $4,000↓
    • Open house Apr 06
This home is READY TO GO! This spacious Flat Rock home offers the perfect blend of comfort and functionality with three bedrooms and two bathrooms upstairs and an expansive basement below. The finished daylight basement serves as an incredible rec space with separate flex room for home office or an additional bedroom. This home requires no immediate updates, as the sellers have already done the work for you! Updates include: HVAC 2022, Main Level Windows 2022, Garage Door 2022, Refrigerator and Dishwasher 2022, Built-In Microwave 2024, Exterior Paint & Shutters 2023, Roof 2024, Water Heater 2024, and LVP Flooring in basement 2024. Septic and Well updates also completed in 2024. The .39 acre lot provides ample opportunity for outdoor enjoyment, gardening, and pets with a fully fenced sprawling back yard. This is the one you've been waiting for!

Details

Property type

Single Family Residence

Est. home value

$407,728

Lot size

Unknown

Price per sq ft

$181

Year built

1986

Price History

03/31/2025
CanopyMLS

CanopyMLS #4222341

Price change
$420,000
-0.94%
03/21/2025
CanopyMLS

CanopyMLS #4222341

Price change
$424,000
-0.24%
03/18/2025
CanopyMLS

CanopyMLS #4222341

Listed
$425,000

Schools & Community

Elementary school: 

Upward

Middle school: 

Flat Rock

High school: 

East Henderson

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$140,676
Asking price
$420,000
Closing costs (~8% of asking)
-$33,600
Est. remaining loan balance
-$245,724
Cash to seller
$140,676

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nationstar Mortgage Llc

Loan start date

December 2021

Original loan amount

$264,000

Est. remaining balance

$245,724

Interest rate

3.09%

Loan type

New Conventional, 30 year

Seller

Erik Fann and Michelle Fann

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/06/2025 at 3:50 PM

Listing updated: 04/06/2025 at 3:10 PM

Listed by: Amanda Mandeville, Move Asheville Realty Phone #: (828) 505-7161

MLS: CanopyMLS #4222341

CanopyMLS logo

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