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$329,500

Beds
3
Baths
2.0
sq ft
1,539

201 E Bank St, Bridgewater, VA 22812

201 E Bank St

BRIDGEWATER, VA 22812

  • 1 day on market
This charming, brick cottage is nestled in the heart of Bridgewater and a short distance from the Sipe Center, ice skating rink, park, and several local restaurants! The main floor includes a spacious living room (with pellet stove) that opens up to the dining room. It also includes a bedroom and full bathroom, all on one level. The wide galley kitchen conveniently leads to the back porch. Upstairs includes two additional bedrooms and a full bathroom. Details abound throughout the home with arched doorways, original glass door knobs, dining room corner hutch, and original hardwood floors that span throughout the home. The basement provides additional storage space or room for a home gym! The fenced backyard provides an abundance of space for gardening and entertaining, as well as two storage sheds, and off street parking. The roof was just replaced in March 2025 and ready to enjoy for many years to come. Set up your appointment to check out this charmer today!

Details

Property type

Single Family Residence

Est. home value

$328,757

Lot size

0.24 acres

Price per sq ft

$215

Year built

1948

Annual property taxes

$1,449.76

Price History

04/07/2025
CharlottesvilleVA

CharlottesvilleVA #662880

Listed
$329,500
+9.83%
09/08/2021
CharlottesvilleVA

CharlottesvilleVA #620654

Sold
$300,000
+30.43%
05/30/2019
CharlottesvilleVA

CharlottesvilleVA #588376

Sold
$230,000
+19.79%

Schools & Community

Elementary school: 

John Wayland

Middle school: 

Wilbur S. Pence

High school: 

Turner Ashby

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$210,944
Asking price
$329,500
Closing costs (~8% of asking)
-$26,360
Est. remaining loan balance
-$92,196
Cash to seller
$210,944

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Integrity Home Mortgage Corp

Loan start date

August 2021

Original loan amount

$100,000

Est. remaining balance

$92,196

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

David M Nicholas

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/08/2025 at 5:30 AM

Listing updated: 04/07/2025 at 9:31 PM

Listed by: Kelsey Swartzentruber, Funkhouser Real Estate Group Phone #: (540) 434-2400

MLS: CharlottesvilleVA #662880

CharlottesvilleVA logo

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