tomo logo

$449,900

Beds
3
Baths
2.0
sq ft
1,377

205 Wayne St, Saint Joseph, MI 49085

205 Wayne St

St. Joseph, MI 49085

  • 5 days on market
Rare Opportunity: Welcome to Channel Bluff Condos with with Lake Michigan Proximity! This rare gem offers a unique lifestyle with stunning views of Morrison Channel, which flows into the St. Joe River and out to Lake Michigan. A private stairway provides easy direct access down to the Marina below. Everyday at Channel Bluff feels like a vacation. This 3-bedroom, 2-bath condo features an open floor plan with vaulted ceilings and skylights, Hickory cabinets, and sleek quartz countertops. The living room and primary suite both offer breathtaking views of boats cruising along Morrison Channel, with a private deck perfect for relaxing. The primary suite is a true retreat, complete with a walk-in closet and direct deck access.Situated in a prime location, this condo is a short walk away from downtown St. Joseph, where you can enjoy concerts, shopping, dining, and sandy Lake Michigan. 3 garage spaces (#6, #12, and #13 -- 2 have garage door access, 1 has a swing door) plus a 4'x10' storage closet. This is a fantastic opportunity to live at Channel Bluff Condos, combining stunning views, downtown charm, and the natural beauty of Lake Michigan. Schedule your showing today and make this incredible property yours just in time for summer!

Details

Property type

Condominium

Est. home value

$437,782

Lot size

Unknown

Price per sq ft

$327

Year built

1988

Annual property taxes

$6,793

Monthly HOA fee

$325

Price History

02/18/2025
Realcomp

Realcomp #69025005896

Listed
$449,900
+11.09%
08/19/2022
Realcomp

Realcomp #69022022075

Sold
$405,000
+5.19%
04/08/2022
Realcomp

Realcomp #69022005125

Sold
$385,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

St. Joseph

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$120,454
Asking price
$449,900
Closing costs (~8% of asking)
-$35,992
Est. remaining loan balance
-$293,454
Cash to seller
$120,454

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nationstar Mortgage Llc

Loan start date

August 2022

Original loan amount

$303,750

Est. remaining balance

$293,454

Interest rate

5.7%

Loan type

New Conventional, 30 year

Seller

Herbert L Wilson and Myrtle C Wilson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 2:15 PM

Listing updated: 02/18/2025 at 3:40 PM

Listed by: Tim Murray, Tim Murray, Coldwell Banker Real Estate GroupColdwell Banker Real Estate Group Phone #: (269) 663-8800

MLS: Realcomp #69025005896

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