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$445,000

Beds
3
Baths
2.0
sq ft
2,219

547 Archer Ave, Saint Joseph, MI 49085

547 Archer Ave

St. Joseph, MI 49085

  • 140 days on market
    • Price drop $20,000↓
Prime Location! Just a mile from several sandy beaches and close to everything downtown St. Joseph has to offer, this charming 2 story classic home provides easy living with timeless style. The home beautifully balances original character with modern updates, showcasing built-ins, cozy niches, and aged textures throughout. The gleaming wood floors throughout lead you through lots of living space as well as a well-sized kitchen complete with a breakfast nook. The second level features three bedrooms and a full updated bath. This is one of the few homes with an attached 2-car garage. The backyard is perfect for entertaining, boasting a large patio and fenced in yard with a shed. Call today for your private showing!

Details

Property type

Single Family Residence

Est. home value

$341,038

Lot size

6,098 sq ft

Price per sq ft

$201

Year built

1900

Annual property taxes

$6,888

Price History

12/01/2024
Realcomp

Realcomp #69024040352

Price change
$445,000
-4.3%
09/28/2024
Realcomp

Realcomp #69024040352

Price change
$465,000
-3.13%
08/20/2024
Realcomp

Realcomp #69024040352

Price change
$480,000
-3.61%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

St. Joseph

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$303,025
Asking price
$445,000
Closing costs (~8% of asking)
-$35,600
Est. remaining loan balance
-$106,375
Cash to seller
$303,025

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Fcu

Loan start date

October 2019

Original loan amount

$150,800

Est. remaining balance

$106,375

Interest rate

3.03%

Loan type

New Conventional, 15 year

Seller

Andre Moreira and Roberta Paul

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/23/2024 at 6:25 AM

Listing updated: 12/01/2024 at 2:15 PM

Listed by: Van Homes Team, eXp Realty Phone #: (888) 501-7085

MLS: Realcomp #69024040352

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