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$328,900

Beds
3
Baths
2.0
sq ft
1,284

210 Poinsettia Dr, Panama City Beach, FL 32413

210 Poinsettia Dr

Panama City Beach, FL 32413

  • 13 days on market
REDUCED!! ASSUMABLE MORTGAGE UNDER 3%. Take a look at this clean cut brick home 5 blocks from the beach and located in the desirable West End ''Open Sands''. Home sits on a corner lot walking distance to the beach as neighborhood is golf cart friendly. Close proximity to all schools, Pier Park, shopping and restaurants. Large living room adjoining the ample kitchen with plenty of cabinetry. Ceramic tile throughout the home and no carpet. Two full bath with one in the master bedroom. An attached one car garage which could easily be enclosed as bonus, kid room., Privacy fenced throughout and sprinkler system. At this price, this cute home will not last long. Short term rentals are not allowed on this street. Close to Pier Park, restaurants, shopping and beaches.

Details

Property type

Single Family Residence

Est. home value

$386,493

Lot size

5,227 sq ft

Price per sq ft

$257

Year built

1975

HOA

No

Price History

03/18/2025
CentralPanhandle

CentralPanhandle #770611

Listed
$328,900
+1.67%
03/06/2025
CentralPanhandle

CentralPanhandle #768917

Removed
$323,500
03/03/2025
CentralPanhandle

CentralPanhandle #768917

Price change
$323,500
+1.25%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$76,719
Asking price
$328,900
Closing costs (~8% of asking)
-$26,312
Est. remaining loan balance
-$225,869
Cash to seller
$76,719

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Centennial Bank

Loan start date

December 2020

Original loan amount

$250,381

Est. remaining balance

$225,869

Interest rate

2.81%

Loan type

FHA, 30 year

Seller

Michael Brandon Caldwell

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/01/2025 at 2:05 PM

Listing updated: 03/19/2025 at 2:10 PM

Listed by: Marco Cooper, Coastal Sun Realty LLC Phone #: (850) 249-2050

MLS: CentralPanhandle #770611

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