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$815,000

Beds
3
Baths
3.0
sq ft
1,643

21516 Dolphin Ave, Panama City Beach, FL 32413

21516 Dolphin Ave

Panama City Beach, FL 32413

  • 219 days on market
    • Price drop $10,000↓
21516 Dolphin Avenue offers strong rental potential and an amazing location. This lovely beach home is positioned only seven minutes from 30A & features a huge private pool. Designed for the ultimate vacation, this three bedroom home is just a short walk or golf cart ride from the beach. The property can easily lodge 10-12 guests and comes with official rental projections at $72,988 annually. With an ideal blend of indoor & outdoor living, every detail in this home has been crafted for a peak vacation. Positioned on a spacious & valuable lot, the property has a big front yard with a beautiful oak tree. In the backyard, guests are treated to a large heated private pool & unforgettable sundeck. Located in a neighborhood with no HOA fees, this home is set up to enjoy all that the area has to offer with low operating expenses. The home conveys fully-furnished and ready for its new owner. The net income projection for this property is at $34,183 annually. Reach out to review the rental projection, estimated expenses & the net income projection.

Details

Property type

Single Family Residence

Est. home value

$524,062

Lot size

Unknown

Price per sq ft

$497

Year built

1995

Price History

03/20/2025
EmeraldCoast

EmeraldCoast #957735

Price change
$815,000
-1.21%
03/18/2025
EmeraldCoast

EmeraldCoast #957735

Price change
$825,000
+0.12%
02/27/2025
EmeraldCoast

EmeraldCoast #957735

Price change
$824,000
-0.11%

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$259,539
Asking price
$815,000
Closing costs (~8% of asking)
-$65,200
Est. remaining loan balance
-$490,261
Cash to seller
$259,539

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Northpoint Mortgage Inc

Loan start date

August 2023

Original loan amount

$498,750

Est. remaining balance

$490,261

Interest rate

6.81%

Loan type

New Conventional, 30 year

Seller

Craig Lomonico

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:45 AM

Listing updated: 03/20/2025 at 10:47 PM

Listed by: 30A Escapes Sales Team, The Dixon Team, 30A Homes Sales Phone #: (850) 517-0007

MLS: EmeraldCoast #957735

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