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$495,000

Beds
3
Baths
2.0
sq ft
1,647

216 Middleburg Dr, Panama City Beach, FL 32413

216 Middleburg Dr

Panama City Beach, FL 32413

  • <1 day on market
The home is in a fantastic family-friendly neighborhood with easy access to the beach, shopping, restaurants, and top-rated schools. Located in growing Panama City Beach, it features a brand-new roof (2025) and freshly updated landscaping. Enjoy a modern kitchen with new cabinets (2020). The community offers a pool and excellent amenities. Walking distance to Pier Park!This home is easy to show--call today to schedule a viewing!

Details

Property type

Single Family Residence

Est. home value

$470,737

Lot size

8,712 sq ft

Price per sq ft

$301

Year built

2005

Annual property taxes

$4,401

Monthly HOA fee

$82

Price History

03/18/2025
CentralPanhandle

CentralPanhandle #770559

Listed
$495,000
+7.61%
04/24/2023
CentralPanhandle

CentralPanhandle #738961

Sold
$460,000
+48.43%
02/18/2020
CentralPanhandle

CentralPanhandle #690970

Sold
$309,900

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Park

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$204,809
Asking price
$495,000
Closing costs (~8% of asking)
-$39,600
Est. remaining loan balance
-$250,591
Cash to seller
$204,809

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Smartbank

Loan start date

February 2020

Original loan amount

$278,900

Est. remaining balance

$250,591

Interest rate

3.72%

Loan type

New Conventional, 30 year

Seller

Ernest E Stalvey and Melanie G Stalvey

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/18/2025 at 7:10 PM

Listing updated: 03/18/2025 at 6:59 PM

Listed by: Daniel G Oar, Scenic Sotheby's International Realty Phone #: (850) 231-6052

MLS: CentralPanhandle #770559

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