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$700,000

Beds
3
Baths
2.0
sq ft
1,406

217 Palm Beach Dr, Panama City Beach, FL 32413

217 Palm Beach Dr

Panama City Beach, FL 32413

  • <1 day on market
Located at the quieter west end of Panama City Beach, this gently used beach house is fully furnished and ready to welcome part-time or full-time owners. Oozing traditional charm, this coastal gem has a broad driveway for parking and a two-car garage for storing bicycles and beach toys. After all, the beautiful white sandy beach is just a three-minute walk from the door. The covered side entrance opens into a hallway for you to pause before entering the open-concept living room, which has design and decor chosen by Susan Silverthorn Designs. Luxury plank flooring and a soaring tray ceiling provide a sense of abundant light and space. French doors offer additional natural light, opening directly onto the rear deck. The kitchen is larger than average and includes a handy breakfast bar for families to grab a bite to eat or socialize. Soft-close, white, Shaker-style cabinets and stainless steel appliances add a sense of luxury, along with the quartz countertops and glass tile backsplash. Move into the dining area for family meals or relax on the corner sofa and watch TV together after a busy day of shopping, swimming and shelling. Three bedrooms and two bathrooms allow everyone to spread out and enjoy their own private space. The master suite has a neat sliding barn door hiding the ensuite bathroom, which has a double vanity and a shower with floor-to-ceiling tile. Built in closets and drawers surround the wall-mounted TV, providing ample storage in the bedroom. Two additional bedrooms have larger closets. They share a modern family bathroom, which includes a tub and shower combo. A separate laundry room houses the washer and dryer. The enclosed rear yard provides a private space for kids and pets to play safely. Easy to maintain, it has a raised wooden deck for adults to relax and chill. There's ample space to add a pool later, if required. This well-designed home includes energy-efficient LED lighting throughout, a WiFi-enabled garage door opener, a Smart thermostat and WiFi-enabled irrigation. This golf-cart-friendly neighborhood is just minutes from two large grocery stores, local golf courses and access to Scenic Highway 30A. Camp Helen State Park provides ample recreation nearby, and Rosemary Beach is well known for its boutique shopping and dining experiences.

Details

Property type

Single Family Residence

Est. home value

$531,083

Lot size

5,663 sq ft

Price per sq ft

$498

Year built

2018

Annual property taxes

$4,760

HOA

No

Price History

03/04/2025
CentralPanhandle

CentralPanhandle #769748

Listed
$700,000
+129.51%
02/28/2019
CentralPanhandle

CentralPanhandle #675664

Sold
$305,000
+408.33%
01/10/2018
CentralPanhandle

CentralPanhandle #665832

Sold
$60,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$399,540
Asking price
$700,000
Closing costs (~8% of asking)
-$56,000
Est. remaining loan balance
-$244,460
Cash to seller
$399,540

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Florida Bank

Loan start date

February 2019

Original loan amount

$274,500

Est. remaining balance

$244,460

Interest rate

4.45%

Loan type

New Conventional, 30 year

Seller

Richard A James and Lisa M James

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/04/2025 at 8:30 PM

Listing updated: 03/04/2025 at 3:30 PM

Listed by: Mike Vogel, Scenic Sotheby's International Realty Phone #: (850) 231-6052

MLS: CentralPanhandle #769748

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