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$1,295,000

Beds
3
Baths
3.5
sq ft
2,081

217 Sands St, Panama City Beach, FL 32413

217 Sands St

Panama City Beach, FL 32413

  • 15 days on market
Beachside Retreat with Private Pool - Fully Furnished and Steps from the Shore!Where coastal charm meets modern luxury, this beautifully designed beach escape is just a two-minute walk to the sugar-white sands of Panama City Beach. Fully furnished and in excellent condition, this home is an exceptional choice for a vacation getaway or high-performing rental investment. While this home has been gently used, similar homes in the area with heavier rental history have generated $150K+ in annual rental income, making this a prime opportunity for investors. Built in 2018, this thoughtfully designed home features an open-concept living and dining area filled with natural light and accented by stylish shiplap details. French doors open seamlessly from the spacious living room to the private patio and pool area, creating the perfect indoor-outdoor flow for relaxing or entertaining. The gourmet kitchen is a showstopper, boasting a spacious quartz island, shaker cabinets, glass tile backsplash, gas range, and an additional beverage fridge. The layout includes three bedrooms plus a dedicated bunk room, providing plenty of space for guests. High-end finishes throughout include eight-foot doors, quartz countertops, and a tankless gas water heater for efficiency and convenience. Step outside into your private backyard oasis, where a heated pool with a chiller ensures year-round comfort, whether you need to warm up on cooler days or cool down in the summer heat. A gas fire pit with ample seating sets the stage for evening gatherings, while an outdoor shower adds convenience after a day at the beach. The paver driveway, white vinyl privacy fence, and storage shed enhance both curb appeal and functionality. Located just steps from Pier 74 Beach Access, this home is also minutes from Pier Park, world-class dining, shopping, and entertainment, with easy access to the airport and 30A. Whether you're looking for a fully furnished vacation home or a strong rental investment, 217 Sands Street offers the perfect combination of luxury, location, and coastal charm. Schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$1,040,936

Lot size

6,098 sq ft

Price per sq ft

$623

Year built

2018

Monthly HOA fee

$26.67

Price History

03/17/2025
EmeraldCoast

EmeraldCoast #971392

Listed
$1,295,000
+58.92%
07/30/2021
EmeraldCoast

EmeraldCoast #874478

Sold
$814,900
+103.09%
12/29/2017
CentralPanhandle

CentralPanhandle #665149

Sold
$401,250

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$828,079
Asking price
$1,295,000
Closing costs (~8% of asking)
-$103,600
Est. remaining loan balance
-$363,321
Cash to seller
$828,079

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

July 2021

Original loan amount

$395,000

Est. remaining balance

$363,321

Interest rate

2.96%

Loan type

New Conventional, 30 year

Seller

Mark F Costello and Cheryl L Costello

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 2:10 PM

Listing updated: 03/21/2025 at 2:19 PM

Listed by: Brenda M Burks, Brenda Burks, Brenda M Burks, Brenda M Burks, Posh Beach Realty Phone #: (850) 269-6855

MLS: EmeraldCoast #971392

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