tomo logo

$699,900

Beds
5
Baths
3.5
sq ft
3,339

21889 Hilltop Cir, Stanwood, MI 49346

21889 Hilltop Cir

MecostaTownship_Mecosta, MI 49346

  • 32 days on market
Absolutely stunning custom-built river home offers an idyllic lifestyle with deeded access to the Hardy Pond, complete with a private dock, boat launch, park, and swimming area. Enjoy miles and miles of boating and aquatic activities right outside your door. Step inside this meticulously maintained home that feels as good as new! This home features 5 spacious bedrooms and 3.5 bathrooms. The main floor boasts a desirable modern and open-concept living space. The kitchen features stunning cabinetry, a beautiful center island, granite countertops, and a large walk-in pantry with built-in cabinets. The living area has beautiful large windows, vaulted ceilings, and custom built-ins perfect for entertaining or family gatherings. The dining area leads out to the large composite deck withshade option overlooking the perfectly manicured lawn. The main floor primary bedroom is a luxurious retreat in itself. The large bedroom features a tray ceiling, beautiful views of the backyard, and private sunroom. The en-suite bathroom features a large custom walk-in tile shower and spacious walk-in closet. The additional second main floor bedroom also offers a private en-suite, offering so many possibilities for the home owner; a guest suite, in-home office, craft room, or in-law suite. The main floor laundry room features beautiful cabinetry, shelving, and great countertop space. The finished lower level provides a large family room, three additional bedrooms, a full bath, and large storage room. The property also includes an attached two-plus stall garage with insulated garage door. An additional, sizeable 16 x 36 foot workshop is included with the property, ideal for projects or storage. The owners have meticulously landscaped the grounds, creating a serene and picturesque environment that complements the natural beauty of the riverfront setting. This home truly offers a unique blend of luxury, comfort, and outdoor enjoyment. Don't miss your opportunity to spend all summer long enjoying the endless fun offered in the highly sought

Details

Property type

Single Family Residence

Est. home value

$371,995

Lot size

0.67 acres

Price per sq ft

$210

Year built

2018

Annual property taxes

$3,983

Monthly HOA fee

$83.33

Price History

03/17/2025
Realcomp

Realcomp #65025007384

Listed
$699,900
12/31/2024
Realcomp

Realcomp #72024045621

Removed
$699,900
08/30/2024
Realcomp

Realcomp #72024045621

Listed
$699,900

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

High school district: 

MorleyStanwood

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$382,074
Asking price
$699,900
Closing costs (~8% of asking)
-$55,992
Est. remaining loan balance
-$261,834
Cash to seller
$382,074

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Finance Of America Mortgage Llc

Loan start date

May 2020

Original loan amount

$290,700

Est. remaining balance

$261,834

Interest rate

3.5%

Loan type

New Conventional, 30 year

Seller

Julie Marie Wiley and Timothy Ray Wiley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 4:20 AM

Listing updated: 03/25/2025 at 9:21 AM

Listed by: Brandi J Harr, Reeds Realty Phone #: (616) 677-5285

MLS: Realcomp #65025007384

Realcomp logo

Recently listed in MecostaTownship_Mecosta

$350,000|3 bd|2.0 ba|House
$699,900|5 bd|3.5 ba|House
$280,000|2 bd|1.0 ba|House
$399,900|5 bd|2.0 ba|House
$225,000|2 bd|1.0 ba|House
$779,900|3 bd|3.0 ba|House