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$440,000

Beds
3
Baths
2.0
sq ft
1,614

220 Hidden Pines Dr, Panama City, FL 32408

220 Hidden Pines Dr

Panama City Beach, FL 32408

  • <1 day on market
220 Hidden Pines Drive is a rare hidden gem of a find located in the sought after Hidden Pines neighborhood, on the East end of Panama City Beach. Properties don't come on the market often in this neighborhood making this home a one of a kind. This unique property boasts so many fabulous upgrades and renovations making it luxurious and move in ready. Please refer to the sellers list of upgrades for more information. Just a few of the renovations and upgrades include a brand new HVAC and a brand new Gas Furnace installed in 2024. A new roof in 2019. New Corian countertops in 2023 with new cabinet facings. Appliances include a newer fridge and a newer stove. New tiling installed in 2019 and new carpet in 2025. New vanities and new flooring installed in 2023. Sit by your gas fireplace in the winter or swim in your private pool in the spring or summer months. The large inground private swimming pool is well maintained by a local pool company and the pool liner was replaced in 2018, the pool sand filter replaced in 2021, and the pool pump motor replaced in 2020. The yard is privately fenced in so entertaining in your backyard makes for an enjoyable and fun time for you and your guests. The great thing about this neighborhood is that all homes are well maintained and there is NO HOA. This neighborhood allows for short term rentals, long term rentals, or as a private residence. Centrally located close to shopping, the Navy Base, restaurants, and a long exercise walking path nearby. Make this home your next investment as your private residence or a rental! Come see all that this home has to offer! This neighborhood is beautiful!

Details

Property type

Single Family Residence

Est. home value

$398,835

Lot size

9,583 sq ft

Price per sq ft

$273

Year built

1996

Annual property taxes

$4,028

HOA

No

Price History

03/08/2025
CentralPanhandle

CentralPanhandle #770011

Listed
$440,000
+4.76%
04/12/2023
CentralPanhandle

CentralPanhandle #738109

Sold
$420,000

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$75,877
Asking price
$440,000
Closing costs (~8% of asking)
-$35,200
Est. remaining loan balance
-$328,923
Cash to seller
$75,877

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Better Mortgage Corporation

Loan start date

April 2023

Original loan amount

$336,000

Est. remaining balance

$328,923

Interest rate

6.5%

Loan type

New Conventional, 30 year

Seller

Andrew Elmhorst and Wendy Elmhorst

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/09/2025 at 10:25 AM

Listing updated: 03/08/2025 at 11:49 AM

Listed by: Elaine G Fenster, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #770011

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