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$389,000

Beds
4
Baths
3.0
sq ft
2,365

2200 Peninsula Avenue, Shelby, NC 28150

2200 Peninsula Avenue

Shelby, NC 28150

  • 34 days on market
Enjoy lake living with boat access in the community! This quiet lake is perfect for boating, paddleboarding, and more. Nestled on a large, level lot, this spacious split-level home features an above-ground saltwater pool, a large deck for entertaining, and a mini-fenced area for pets. The open upper-level floor plan boasts a kitchen with granite countertops, an island, and a spacious dining area, plus a living room with crown molding and chair rail. The primary suite offers a granite-topped raised vanity, whirlpool tub, separate shower, and walk-in closet. The lower level includes a large rec room with a wood-burning stone fireplace—ideal as a 4th bedroom, study, or flex space—along with a full bath, laundry room with utility sink, and another bedroom with a walk-in closet. All secondary bedrooms are spacious with ample storage. Minutes from John Moss Lake Park, this home is a must-see!

Details

Property type

Single Family Residence

Est. home value

$396,258

Lot size

Unknown

Price per sq ft

$165

Year built

1985

Price History

03/06/2025
CanopyMLS

CanopyMLS #4229315

Listed
$389,000
+2.4%
05/13/2022
CanopyMLS

CanopyMLS #3845062

Sold
$379,900

Schools & Community

Elementary school: 

Elizabeth

Middle school: 

Shelby

High school: 

Shelby

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$27,317
Asking price
$389,000
Closing costs (~8% of asking)
-$31,120
Est. remaining loan balance
-$330,563
Cash to seller
$27,317

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

May 2022

Original loan amount

$347,893

Est. remaining balance

$330,563

Interest rate

4.42%

Loan type

FHA, 30 year

Seller

Madison Bowers and Casey Bowers

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/09/2025 at 2:30 PM

Listing updated: 03/20/2025 at 10:32 PM

Listed by: Don Gomez, C-A-RE Realty Phone #: (704) 565-0689

MLS: CanopyMLS #4229315

CanopyMLS logo

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