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$649,000

Beds
3
Baths
2.0
sq ft
1,261

22520 Hilltop Ave, Panama City Beach, FL 32413

22520 Hilltop Ave

Panama City Beach, FL 32413

  • 305 days on market
    • Price drop $11,000↓
Modernized with mixed board and batten vinyl siding, the exterior provides a sleek and updated greeting. Entering the home, note the cathedral ceilings of the open living space, well-lit from abundant windows on the side of the home. Tile floors throughout the home unify the living space and kitchen, which features matching stainless steel appliances, a large granite-topped island, granite countertops, and a separate pantry. Off of the kitchen is a hallway leading to a full bath and two bedrooms with french door closets. At the rear of the home, the spacious primary bedroom features a full bath with a large vanity and closet.

Details

Property type

Single Family Residence

Est. home value

$660,117

Lot size

5,227 sq ft

Price per sq ft

$515

Year built

2016

Price History

02/02/2025
EmeraldCoast

EmeraldCoast #948167

Price change
$649,000
-1.67%
04/24/2024
EmeraldCoast

EmeraldCoast #948167

Listed
$660,000
-0.75%
04/20/2024
CentralPanhandle

CentralPanhandle #740963

Removed
$665,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$36,174
Asking price
$649,000
Closing costs (~8% of asking)
-$51,920
Est. remaining loan balance
-$560,906
Cash to seller
$36,174

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

June 2022

Original loan amount

$584,910

Est. remaining balance

$560,906

Interest rate

5%

Loan type

New Conventional, 30 year

Seller

Courtney Blayne Hancock and Elizabeth Ann Hancock

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 7:10 AM

Listing updated: 02/12/2025 at 1:09 PM

Listed by: Paul A Domenech, Keller Williams Realty FWB Phone #: (850) 226-6323

MLS: EmeraldCoast #948167

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