tomo logo

$585,000

Beds
3
Baths
2.5
sq ft
1,580

22930 Ann Miller Rd, Panama City Beach, FL 32413

22930 Ann Miller Rd

Panama City Beach, FL 32413

  • <1 day on market
LAKEFRONT LIVING @ THE BEACH!! Come see this beautiful modern WELL BUILT townhouse within half a mile of the white sandy shores! The neighborhood is located on the largest dune lake in America! Dune lakes are rare and are only in 4 country's in the world with only 2 locations in USA. The brackish water of the lake is prime for all water enthusiasts and is a host to all variety of fresh AND salt water aquatic life. This lake also DIRECTLY connects to the white sandy beaches for a fabulous boat trip to the beach! The community dock is perfect for launching kayaks, fishing boats, and paddleboards. However if you are a true boater, the local boat launch is just down the street from this neighborhood! The builder of these units used prime materials like zip board construction with double firewalls for safety AND privacy, real wood cabinets with luxury vinyl and porcelain tile floors. We have glittering views of the water from the front and the back of this home! The home is professionally decorated and is sold with home with some exclusions. This home is in a non STR neighborhood at the end of a cul de sac for a private personal home that allows you to live the perfect Florida lifestyle! This cozy home is waiting for you! Call your favorite realtor today to see this ready to go home!

Details

Property type

Townhouse

Est. home value

$468,492

Lot size

Unknown

Price per sq ft

$371

Year built

2020

Annual property taxes

$4,231

Monthly HOA fee

$350

Price History

03/17/2025
CentralPanhandle

CentralPanhandle #770610

Listed
$585,000
+4.65%
10/29/2024
CentralPanhandle

CentralPanhandle #758452

Removed
$559,000
08/26/2024
CentralPanhandle

CentralPanhandle #758452

Price change
$559,000
-3.29%

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$315,944
Asking price
$585,000
Closing costs (~8% of asking)
-$46,800
Est. remaining loan balance
-$222,256
Cash to seller
$315,944

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Primelending

Loan start date

November 2020

Original loan amount

$245,600

Est. remaining balance

$222,256

Interest rate

2.87%

Loan type

New Conventional, 30 year

Seller

Charles Busa and Bonnie Busa

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/20/2025 at 2:25 PM

Listing updated: 03/20/2025 at 3:39 AM

Listed by: Heather D Miller, Keller Williams Realty Emerald Phone #: (850) 654-2900

MLS: CentralPanhandle #770610

CentralPanhandle logo