tomo logo

$550,000

Beds
4
Baths
2.0
sq ft
1,895

230 Gray Oak Dr, Tarpon Springs, FL 34689

230 Gray Oak Dr

TARPON SPRINGS, FL 34689

  • <1 day on market
Located in the heart of Tarpon Springs, this thoughtfully designed four-bedroom, two-bathroom home offers a split floor plan that blends comfort and functionality. With a new roof (2020) and essential appliances updated in 2016, this home is move-in ready and positioned for effortless living. Step inside to discover a spacious living room where vaulted ceilings, two ceiling fans, and architectural details add character. Natural light floods the space through two sets of double windows, creating an inviting atmosphere. The kitchen is a standout, featuring wood plank flooring, light cabinetry, a classic subway tile backsplash, and granite countertops. A suite of stainless steel appliances, including a French door refrigerator, range, microwave, and dishwasher, adds to its appeal. A breakfast bar and closet pantry make meal prep and storage a breeze. The kitchen flows seamlessly into the family room (currently used as a dining area), which boasts wood floors, neutral tones, and sliding glass doors that open to the outdoor living space. Designed for both relaxation and entertaining, the screened-in lanai extends the living space outdoors. A pavered pool deck surrounds the in-ground pool, which features an elevated sun deck. The covered patio is ideal for al fresco dining or weekend cookouts, with areas to enjoy both sun and shade. The primary suite features neutral tones, a walk-in closet, and pool views. The ensuite bathroom includes a step-in shower, private water closet, and a mirrored dual-sink vanity with storage. Three additional bedrooms provide flexibility—two with neutral-tone carpet and built-in closets, while the fourth bedroom (currently used as a den) features tile flooring and a ceiling fan. The second bathroom offers a tub-shower combination and a mirrored vanity with storage. The laundry room, with built-in shelving and garage access, adds convenience to the home’s layout. A two-car garage provides ample storage, and the split floor plan ensures privacy, making this home ideal for families or guests. Situated just minutes from the Pinellas Trail, beaches, parks, dining, and shopping, this home offers a lifestyle that balances tranquility with accessibility.

Details

Property type

Single Family Residence

Est. home value

$544,145

Lot size

7,423 sq ft

Price per sq ft

$291

Year built

2000

Annual property taxes

$3,993.74

Monthly HOA fee

$37.5

Price History

03/03/2025
StellarMLS

StellarMLS #TB8355095

Listed
$550,000
+108.33%
03/15/2016
StellarMLS

StellarMLS #U7763392

Sold
$264,000
+4.76%
04/03/2015
StellarMLS

StellarMLS #U7715237

Sold
$252,000

Schools & Community

Elementary school: 

Tarpon Springs Fundamental-PN

Middle school: 

Tarpon Springs Middle-PN

High school: 

Tarpon Springs High-PN

Community features: 

Playground, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$287,571
Asking price
$550,000
Closing costs (~8% of asking)
-$44,000
Est. remaining loan balance
-$218,429
Cash to seller
$287,571

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Union Home Mortgage Corp

Loan start date

March 2016

Original loan amount

$269,676

Est. remaining balance

$218,429

Interest rate

3.79%

Loan type

VA, 30 year

Seller

John R Mcvay Ii and Kimberly S Mcvay

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 5:00 PM

Listing updated: 03/03/2025 at 12:36 PM

Listed by: Jodi Avery, KELLER WILLIAMS REALTY- PALM H Phone #: (727) 772-0772

MLS: StellarMLS #TB8355095

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