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$1,449,000

Beds
5
Baths
5.0
sq ft
5,386

2317 Providence Creek Lane, Charlotte, NC 28270

2317 Providence Creek Lane

Charlotte, NC 28270

  • 31 days on market
Welcome to 2317 Providence Creek Ln! This property which sits on 1.61 acres is one of the larger lots in Providence Plantation. Kitchen boasts Miele appliances including an induction cooktop, retractable hood, Miele ovens w/steam injection, granite counters, walk-in pantry, & island w/additional storage. Kitchen opens to family room w/gas fireplace, wet bar, & access to a screened in porch & remodeled deck w/trex rain escape system. Living room, dining area, office, bedroom, laundry & full bath complete the main level. Enter the primary bedroom to find a gas fireplace & hardwood floors. Continue into the ensuite which comes equipped w/tile floors, a double vanity, soaker tub, & walk-in glass enclosed shower. 2 additional bedrooms, 2 full baths & loft complete upper level. Basement includes a rec room, wet bar & bedroom w/access to full bath. It also includes a 2nd bonus room prime for theater, gym, etc. Roof replaced in 2024 & exterior painted. Come see all this property has to offer!

Details

Property type

Single Family Residence

Est. home value

$1,293,070

Lot size

Unknown

Price per sq ft

$270

Year built

1989

Monthly HOA fee

$6.67

Price History

11/25/2024
CanopyMLS

CanopyMLS #4200852

Listed
$1,449,000
+17.33%
01/09/2024
CanopyMLS

CanopyMLS #4090839

Sold
$1,235,000
+252.86%
09/09/2016
CanopyMLS

CanopyMLS #3186503

Sold
$350,000

Schools & Community

Neighborhood: 

Providence Plantation

Elementary school: 

Providence Spring

Middle school: 

Crestdale

High school: 

Providence

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$683,829
Asking price
$1,449,000
Closing costs (~8% of asking)
-$115,920
Est. remaining loan balance
-$649,251
Cash to seller
$683,829

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Us Bank Na

Loan start date

January 2024

Original loan amount

$655,000

Est. remaining balance

$649,251

Interest rate

7.29%

Loan type

New Conventional, 30 year

Seller

Michael Smrtka and Kirsten Smrtka

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 4:20 AM

Listing updated: 11/25/2024 at 9:39 AM

Listed by: Phil Puma, Puma & Associates Realty, Inc. Phone #: (704) 375-2495

MLS: CanopyMLS #4200852

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