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$495,000

Beds
3
Baths
2.5
sq ft
2,550

232 Morgans Branch Road, Belmont, NC 28012

232 Morgans Branch Road

Belmont, NC 28012

  • Pending
    • Price drop $4,999↓
Come see this charming two-story home nestled in the desirable Morgan's Branch community of Belmont. You'll be greeted by a covered double front porch, perfect for enjoying your morning coffee or evening relaxation. Step inside to discover a welcoming foyer leading to an open flex room, ideal for a home office or formal dining area. This home features an open-concept layout, seamlessly connecting the kitchen, casual dining, and great room adorned with a cozy gas fireplace. The kitchen has it all: granite countertops, tile backsplash, and a spacious island with seating. Hardwood floors extend throughout the main level, adding warmth and elegance. Upstairs, the expansive owner's suite offers a large shower and an impressive walk-in closet with direct access to the conveniently located laundry room. Located in the vibrant town of Belmont, this home offers a perfect blend of small-town charm and modern conveniences. Don't miss the opportunity to make this your new address

Details

Property type

Single Family Residence

Est. home value

$470,223

Lot size

Unknown

Price per sq ft

$195

Year built

2016

Monthly HOA fee

$71

Price History

03/14/2025
CanopyMLS

CanopyMLS #4217510

Pending
$495,000
02/27/2025
CanopyMLS

CanopyMLS #4217510

Price change
$495,000
-1%
02/01/2025
CanopyMLS

CanopyMLS #4217510

Listed
$499,999
+93.95%

Schools & Community

Elementary school: 

Page

Middle school: 

Belmont

High school: 

South Point (NC)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$289,447
Asking price
$495,000
Closing costs (~8% of asking)
-$39,600
Est. remaining loan balance
-$165,953
Cash to seller
$289,447

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Suntrust Bank

Loan start date

October 2019

Original loan amount

$240,700

Est. remaining balance

$165,953

Interest rate

3%

Loan type

New Conventional, 15 year

Seller

John P Ansbro and Molly E Ansbro

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/02/2025 at 10:15 AM

Listing updated: 03/14/2025 at 1:34 PM

Listed by: Eric Anderson, Mark Spain Real Estate Phone #: (704) 992-7000

MLS: CanopyMLS #4217510

CanopyMLS logo

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