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$409,000

Beds
2
Baths
3.5
sq ft
2,119

233 Windy Ridge Drive, Rutherfordton, NC 28139

233 Windy Ridge Drive

Rutherfordton, NC 28139

  • 12 days on market
Nestled in a serene mountain setting, this inviting home offers breathtaking views from the expansive wrap around deck. Step inside to a grand two-story entryway filled with natural light, leading to a cozy family room, dining area, and a spacious kitchen with a pantry and updated recessed lighting. The main level features a serene primary suite with a walk-in closet and private bath. Enjoy 2 fenced in acres with driveway separately fenced to keep pets away when needed. Driveway is accessible through the electric gate. Upstairs, a sunny loft with dormer windows and a large bedroom create a cozy retreat. The partially finished basement adds incredible potential, featuring a new bathroom and plumbing ready for a kitchenette addition. The two-car garage offers ample storage. Thoughtful upgrades include a UV light water disinfection system, beadboard ceilings, and stylish lighting throughout. With privacy and charm in abundance, this mountain home is move-in ready and waiting for you!

Details

Property type

Single Family Residence

Est. home value

$354,567

Lot size

Unknown

Price per sq ft

$194

Year built

1997

Price History

12/09/2024
CanopyMLS

CanopyMLS #4206004

Listed
$409,000
+36.33%
01/17/2023
CanopyMLS

CanopyMLS #3870757

Sold
$300,000

Schools & Community

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

New Day Financial Llc

Loan start date

August 2020

Original loan amount

$211,830

Est. remaining balance

$191,881

Interest rate

3.07%

Loan type

VA, 30 year

Seller

Charles Cundiff and Ingrid Cundiff

Lender

Low Va Rates Llc

Loan start date

July 2019

Original loan amount

$211,023

Est. remaining balance

$189,228

Interest rate

4.07%

Loan type

VA, 30 year

Seller

Charles Cundiff and Ingrid Cundiff

Lender

American Financial Network Inc

Loan start date

October 2018

Original loan amount

$205,000

Est. remaining balance

$182,094

Interest rate

4.52%

Loan type

VA, 30 year

Seller

Charles Cundiff and Ngrid Cundiff

Lender

Flagship Financial Group Llc

Loan start date

August 2015

Original loan amount

$105,544

Est. remaining balance

$85,264

Interest rate

4.04%

Loan type

VA, 30 year

Seller

Charles Cundiff and Ingrid Cundiff

Lender

Bank Of America N A

Loan start date

November 2011

Original loan amount

$80,000

Est. remaining balance

$12,526

Interest rate

3.26%

Loan type

New Conventional, 15 year

Seller

Charles Cundiff and Ingrid Cundiff

Lender

Bank Of America Na

Loan start date

August 2005

Original loan amount

$112,614

Est. remaining balance

$0

Interest rate

5.2%

Loan type

New Conventional, 15 year

Seller

Charles Cundiff and Ingid Cundiff

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 2:35 PM

Listing updated: 12/11/2024 at 12:09 PM

Listed by: Katherine Todd, EXP Realty LLC Phone #: (888) 584-9431

MLS: CanopyMLS #4206004

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