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$193,000

Beds
3
Baths
1.0
sq ft
1,150

26 Charles St, Coldwater, MI 49036

26 Charles St

Coldwater, MI 49036

  • <1 day on market
A Charming 3-Bedroom Home Near Downtown Coldwater!Nestled in the perfect spot between city convenience and outdoor adventure, this well-maintained 3-bedroom, 1-bathroom home is just blocks from downtown Coldwater and the historic Tibbits Opera House. With multiple parks, schools, a recreation center, a community pool, and scenic trails all nearby, this location offers something for everyone!Step inside to find a warm and inviting living space with plenty of natural light. The kitchen truly maximizes every inch of space, Each bedroom provides comfort and flexibility, whether you need an office, guest room, or growing space. A highlight of this home is the beautiful three-seasons room and fenced in backyard. a rare piece of rural comfort.

Details

Property type

Single Family Residence

Est. home value

$143,427

Lot size

0.30 acres

Price per sq ft

$168

Year built

1952

Annual property taxes

$2,428

Price History

03/13/2025
Realcomp

Realcomp #62025009513

Listed
$193,000
+112.09%
04/16/2019
Realcomp

Realcomp #62019008788

Sold
$91,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Coldwater

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$82,149
Asking price
$193,000
Closing costs (~8% of asking)
-$15,440
Est. remaining loan balance
-$95,411
Cash to seller
$82,149

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Everett Financial Inc

Loan start date

August 2021

Original loan amount

$103,378

Est. remaining balance

$95,411

Interest rate

2.9%

Loan type

FHA, 30 year

Seller

Reisie Cox

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 11:10 AM

Listing updated: 03/13/2025 at 9:04 PM

Listed by: Adam Bower, Century 21 Affiliated Phone #: (517) 439-1000

MLS: Realcomp #62025009513

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